I am buying a property and require a conveyancing solicitor in Pulborough who is on the The Mortgage Works approved. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Mortgage Works in certain locations such as Pulborough. We dont recommend any particular firm.
We are getting the release of further funds on our mortgage from Virgin Money as we want to conduct improvements to our home in Pulborough. Are we obliged to choose a bricks and mortar Pulborough solicitor on the Virgin Money conveyancing panel to deal with the paperwork?
Virgin Money would not normally require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money list.
I am selling my apartment. I had a double glazing fitted in June 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Bank of Ireland are being pedantic. The Pulborough solicitor who is on the Bank of Ireland conveyancing panel is recommending indemnity insurance as a solution but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Aldermore have agreed my mortgage in principle, my offer on a flat in Pulborough has been agreed to, what happens next?
Your property agent will want to know who your solicitors are (ensure that the conveyancing practitioners are on the bank’s panel). Contact Aldermore or your financial adviser and finalise any appropriate documentation. Aldermore will instruct a valuer who will get in touch with the estate agent or owners to arrange a slot for the valuation to occur. Once conducted (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Aldermore will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Pulborough.
I am looking for a flat up to £245,000 and identified one round the corner in Pulborough I like with a park and transport links nearby, however it only has 52 years on the lease. There is not much else in Pulborough for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will likely be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.
What does commercial conveyancing in Pulborough cover?
Non domestic conveyancing in Pulborough incorporates a broad array of guidance, provided by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
My husband and I are new to the buying process - agreed a price, but the estate agent told us that the owners will only move forward if we appoint their chosen solicitors as they need a ‘quick sale’. Our preferred option is to instruct a family solicitor with experience of conveyancing in Pulborough
It is improbable the owners are behind this. Should the vendor desire ‘a quick sale', turning down a motivated purchaser is is going to put the whole deal at risk. Avoid the agents and go straight to the owners and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you will continue to use your preferred Pulborough conveyancing lawyers - as opposed tothose that will provide the estate agent a introducer fee or hit his conveyancing figures set by HQ.