I am hoping to receive a mortgage with Santander. I hope to employ the services of a Licensed Conveyancer in Pulborough. Does the Santander Conveyancing panel exclude Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I have given 8 weeks notice to my current landlord and must leave my rented flat in Pulborough by 7/6/2024. Conveyancing on my purchase has just started. Can I complete in three weeks as I wish to avoid having to find short term accommodation?
The normal practice is not to serve notice for your letting until your lawyer suggests that you should. Assuming that you have not already done so, contact to your lawyer and urge them to they cajole the sellers side, try to a target completion date that all parties will aim to achieve
I am assisting my niece sell her house in Pulborough. Will the conveyancer arrange an energy assessment or it is for me to coordinate?
After the demise of Home Packs, energy assessments was kept a mandatory part of moving house. An energy performance certificate needs to be to hand prior to the property being advertised. It is not as aspect of the sale process that law firms normally arrange. Where you are instructing a Pulborough conveyancing lawyer they might help arrange EPC’s given their relationships with long established Pulborough assessors
After months of negotiation I have agreed a price on a house in Pulborough. My mortgage broker pressured me to appoint their conveyancer. I paid an upfront payment of £200. A couple of days later, the lawyer called me to say that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
About to purchase house in Pulborough. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Pulborough conveyancing practitioner is on the Lloyds conveyancing panel.
I have been told that property searches are the primary reason for obstruction in Pulborough house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of delays in the conveyancing process. Searches are unlikely to feature in any holding up conveyancing in Pulborough.
Over the last few months I have been searching for a ground for flat up to £245,000 and found one close by in Pulborough I like with open areas and transport links in the vicinity, however it only has 49 years on the lease. There is not much else in Pulborough for this price, so just wondered if I would be making a mistake buying a short lease?
If you require a home loan the shortness of the lease may be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of twenty four months you may request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.