We are a couple about to exchange contracts for a freehold house in Ferring. We have hit a problem. The loan offer with The Mortgage Works expires on 11/3/2026 but the owners are suggesting a completion date of 13/3/2026. Is it possible to extend the mortgage expiry date?

The person best placed to deal with your question is your conveyancer who should determine if he or she is better off negotiating with the lender, vendor’s representatives, estate agents or possibly all three given what has happend in your house move as of today.

We are buying a end of terrace house in Ferring. The intention is to carry out an extension to the side at the property.Will legal due diligence on the property include checks to determine if these works are permitted?

Your solicitor will check the registered title as conveyancing in Ferring will occasionally reveal restrictions in the title deeds which restrict certain alterations or need the consent of another owner. Many works require local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.

I have decided to exercise my right to buy my property in Ferring off the council. I have a mortgage agreed with Nottingham. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.

I currently have a mortgage with Leeds Building Society for my property in Ferring. Conveyancing was finalised months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Leeds Building Society?

Leeds Building Society must be informed of your intention in advance of renting your property as this is likely to be a breach of Leeds Building Society’s mortgage conditions. It may be that Leeds Building Society will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leeds Building Society directly. It should not be necessary to do this via a Leeds Building Society conveyancing panel solicitor.

I require expedited conveyancing in Ferring as I am under an ultimatum to sign on the dotted line in less than 3 weeks. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?

As you are not taking a home loan you are at liberty not to have searches conducted although no law firm would recommend that you don't. Drawing on years of experience of conveyancing in Ferring the following are instances of issues that can arise and therefore affect market value: Enforcement Actions, Overdue Charges, Outstanding Grants, Unadopted Roads,...

I used Action Conveyancing several years ago for my conveyancing in Ferring. Now, I need the documents however the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ferring of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

About to purchase a new build flat in Ferring. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Ferring

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan.