It is 10 years ago since I acquired my house in Steyning. Conveyancing solicitors have just been appointed on the sale but I can't locate the title documents. Will this cause complications?
Don’t worry too much. First there is a chance that the deeds will be with the lender or they could be archived with the solicitor who oversaw the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Steyning involves registered property but in the rare situation where your property is unregistered it is more of a problem but is resolvable.
We are selling our property in Steyning and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street Steyning lawyer would know this is not the case. It does beg the question why the purchasers used a web based conveyancing outfit rather than a conveyancing solicitor in Steyning. We have lived in Steyning for 4 years we know that this is a non issue. Do we contact our local Authority to obtain confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Me and my brother purchased a terraced Victorian property in Steyning. Conveyancing practitioner represented me and Norwich and Peterborough Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Steyning and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing practitioner who carried out the work.
Back In 2001, I bought a leasehold house in Steyning. Conveyancing and Barclays Direct mortgage went though with no issue. A letter has just been received from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1994. The conveyancing solicitor in Steyning who previously acted has now retired. What should I do?
First make enquiries of the Land Registry to be sure that this person is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Steyning conveyancing practitioner to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Steyning Leasehold Conveyancing - Sample of Questions you should consider Prior to buying
You should be aware if it is less than eighty years it will have adverse implications on the value of the property. It is worth checking with your lender that they are willing to lend given the lease term. Leases with fewer than 80 years remaining means that you will most likely require a lease extension at some point and you need to have some idea of what this would cost. Remember, in most cases you would be required to have been the owner of the residence for a couple of years in order to be eligible to extend the lease. It would be wise to discover as much as you can regarding the company managing the block as they will either make your life much simpler or problematic. Being a leasehold owner you are often in the clutches of the managing agents from a financial perspective and when it comes to every day matters like the tidiness of the communal areas. Ask other people whether they are happy with their service. On a final note, find out the dates that you are obliged pay the service charge to the appropriate party and specifically what you get for your money. Who manages the block?
My mother and father are unable to locate their Steyning property on the HMLR website. They have a vague memory fifty years ago when they bought the house there were complications regarding Steyning not being recognised in some systems.
The vast majority of residences in Steyning should show up. Have you endevoured to search to just the postcode. Ordinarily it should reveal all the houses and flats within the postcode. Where recorded it will be there with a title number. Where they bought back in the 60’s it's conceivable it may be unrecorded. The address might still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title deeds which may be with your parent’s bank.