As someone unfamiliar with conveyancing in Worthing what’s the number one tip you can impart concerning the legal transfer of property in Worthing
You may not hear this from too many lawyers but conveyancing in Worthing and elsewhere in West Sussex is an adversarial process. In other words, when it comes to conveyancing there exists lots of opportunity for confrontation between you and other parties involved in the transaction. For instance, the vendor, property agent and even potentially a mortgage company. Appointing a law firm for your conveyancing in Worthing an important selection as your conveyancer is your adviser, and is the ONLY person in the transaction whose responsibility is to look after your legal interests and to protect you.
Every so often a potential adversary will try and persuade you that it is in your interests to do things their way. As an example, the selling agent may claim to be assisting by suggesting your lawyer is dragging his heels. Or your financial adviser may tell you to do something that is against your conveyancers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
We are getting the release of further monies on our home loan from Leeds Building Society as we intend to carry out a loft conversion to our house in Worthing. Are we obliged to select a bricks and mortar Worthing solicitor on the Leeds Building Society conveyancing panel to handle the paperwork?
Leeds Building Society would not normally appoint firms on their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society list.
Intending to buy a apartment in Worthing. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Coventry BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Worthing conveyancing practitioner is on the Coventry BS conveyancing panel.
Having read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Worthing solicitor - who is on the Bank of Ireland conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Worthing postcode. As you are getting a mortgage with Bank of Ireland, you could contact them to see if they have a list of approved surveyors in Worthing.
Due to the advice of my in-laws I had a survey completed on a property in Worthing prior to instructing solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies will not give a mortgage on such a house.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. If you contact us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Worthing. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Worthing to see if the conveyancing will be more expensive.
In my capacity as executor for the will of my grandfather I am selling a house in Newport but live in Worthing. My lawyer (who is 235 kilometers awayrequires that I execute a statutory declaration prior to completion. Can you recommend a conveyancing solicitor in Worthing who can witness and place their company stamp on the document?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are located in Worthing
I need to find a bank panel solicitor in Worthing. Can you assist?
Unfortunately it’s not apparent why you need a Worthing panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Worthing are on their panel . If you do find such a firm in Worthing not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site