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Find a Hove Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hove? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hove home move at risk of delay or failure.

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Recently asked questions about conveyancing in Hove

Is there a reason why leasehold purchase conveyancing in Hove costs more?

Hove leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving applicable notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.

My wife and I purchasing a victorian detached house in Hove. Our aim is to carry out an extension to the side at the property.Will legal conveyancing on the property include investigations to ascertain if these alterations are allowed?

Your solicitor will review the deeds as conveyancing in Hove will occasionally identify restrictions in the title documents which prohibit certain alterations or necessitated the consent of another owner. Some additions require local authority planning consent and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor before you commit yourself to a purchase.

We are getting a further advance on our mortgage from Nationwide as we want to conduct renovations to our home in Hove. Are we obliged to appoint a nearby Hove solicitor on the Nationwide conveyancing panel to deal with the legals?

Nationwide do not ordinarily instruct firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide list.

Completion of my remortgage has taken place for my property in Hove. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?

Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

I have been told that property searches are a common cause of obstruction in Hove house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Hove.

Me and my brother purchased a semi-detached Edwardian house in Hove. Conveyancing practitioner acted for me and TSB. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold under the exact same property. Is it worth asking TSB to clarify?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hove and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing solicitor who conducted the purchase.

My aim is to acquire a ground floor apartment in Hove. Conveyancing lawyer has been waiting for, from the owner, building insurance schedule. This morning I was informed that the owner must send the insurance documents for the flat above also. Why does my lawyer want to review the insurance for the flat above? Is it really necessary? We have been stalled for the last month…

It is not impossible in leasehold conveyancing in Hove to discover Conveyancing in Hove in a minority of cases reveals that the lease provides for the tenant's to insure their individual flats rather than the freeholder insuring the whole block - which is definitely better. You should clarify with your property lawyer but it would appear that your lawyer is attempting to establish that the complete building is insured. Insuring your flat is no help when it comes to rebuilding after a fire if the 1st floor cannot be rebuilt as a result of lack of insurance.

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