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Find a Hove Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hove? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hove home move at risk of delay or failure.

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Recently asked questions about conveyancing in Hove

At long last a mortgage agreement from HSBC for the remortgage of my 4 bedroom maisonette is to be issued imminently. Can you propose a cheap conveyancing law firm in Hove?

You are on the wrong site if you are seeking cut-price fees for conveyancing solicitors in Hove. Our intention is to offer excellent value conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint brokers offering the bait of low cost conveyancing in Hove. Optimistically, in being led by cheap conveyancing, you will get your money’s worth and at worst you will end up with a surprising uplift in additional fees and still not get the service required.

What does a local search tell me about the house we're buying in Hove?

Hove conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search company for example Searches UK The local search plays an important role in most Hove conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your new home. The search should reveal data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.

How does conveyancing in Hove differ for new build properties?

Most buyers of new build premises in Hove come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is constructed. This is because builders in Hove usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hove or who has acted in the same development.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what should have been a straight forward, no chain conveyancing. Hove is where the house is located. What do you suggest?

Flying freeholds in Hove are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hove you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hove may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am employed by a reputable estate agency in Hove where we see a few flat sales jeopardised due to leases having less than 80 years remaining. I have received contradictory information from local Hove conveyancing firms. Please can you shed some light as to whether the owner of a flat can initiate the lease extension process for the purchaser on completion of the sale?

Provided that the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser can avoid having to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or at the same time as completion of the disposal of the property.

Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Hove Leasehold Conveyancing - A selection of Queries before buying

    Does the lease have onerous restrictions? Are any of leasehold owners in dispute over their service charge liability? You should be aware if it is less than eighty years it will impact the value of the apartment. Check with your lender that they are content with remaining years on the lease. A short lease means that you will almost definitely need a lease extension at some point and it is worth discovering how much this would cost. Remember, in most cases you would need to own the premises for 24 months before you are entitled to extend the lease.

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Find out more about how flying freehold can affect your the value of a property.