Are all Hove Conveyancing Quality Solicitors on the Kent Reliance conveyancing list of approved solicitors?
A selection of banks and building societies now use CQS as the kick off point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
Having read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Hove solicitor - who is on the Co-operative conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Hove postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Hove.
Co-operative have agreed my home loan in principle, my offer on a flat in Hove has been agreed to, now what?
Your property agent will wish to know who your solicitors are (ensure that the conveyancers are on the lender’s approved list). Telephone Co-operative or the financial adviser and finalise any appropriate paperwork. Co-operative will sellect a valuer who will get in contact with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes on average a fortnight to get a mortgage offer. Co-operative will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Hove.
My partner and I are close to exchanging contracts on the sale of our property in Hove and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A local conveyancer would know that there is no such problem. It does beg the question why the purchasers are using a nationwide conveyancing firm rather than a conveyancing solicitor in Hove. We have lived in Hove for six years we know that this is a non issue. Should we get in touch with our local Authority to seek clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I used Action Conveyancing several years past for my conveyancing in Hove. I now require my papers however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hove of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm remortgaging my current property to a buy to let loan with Accord Mortgages Ltd and intend to use the remaining equity as a down payment on further house. The area we are looking at is Hove. Will your solicitors be able to act for both sets of lenders and link together the two deals?
Do use our search tool on this page to check that the solicitors are approved by both mortgage companies. On the basis that they are the solicitor should be able to simultaneously deal with the two deals but you should have a chat with you lawyer and make apparent your desired outcome and requirements.
I need to instruct a conveyancing solicitor for my conveyancing in Hove. I've land on a site which looks to be the ideal solution If it is possible to get all the legals completed via web that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?