Unfortunately I am unable to travel far from Hove. Please clarify why all Hove solicitors are not on all lender panels?
Even though it may seem unfair for banks to limit who can act for them, from the public’s or lawyer’s perspective, the other side of the coin is that mortgage companies are increasingly anxious and consider it necessary to protect them against illegal activities. As a consequence of this concern lenders are limiting their panel of approved conveyancing lawyers to a manageable size.
Do the conveyancing lawyers via your comparison service carry out attended exchange conveyancing in Hove?
We do have a number of conveyancing specialists who can conduct 24hr exchanges. Please contact us to receive a costs illustration and details as to dates.
The deeds to my property can not be found. The solicitors who dealt with the conveyancing in Hove 10 years ago no longer exist. What do I do?
Assuming the title is registered the details of your ownership will be recorded by the Land Registry with a Title Number. It is possible to execute a search at the Land Registry, locate your house and get up to date copies of the property title for less than a fiver. Where the title is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be obtained for a small fee.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Hove is where the house is located. Can you shed any light on this issue?
Flying freeholds in Hove are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hove you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hove may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Is it best to instruct a Hove conveyancing practitioner in close proximity to the house I am purchasing? An old friend can execute the legal work but her office is approximately 350miles drive away.
The benefit of a local Hove conveyancing firm is that you can attend the office to execute paperwork, hand in your ID and pester them if necessary. Having local Hove know how is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust instructed your friend and in the main were impressed that should surpass using an unfamiliar Hove conveyancing solicitor just because they are local.