Are there restrictive covenants that are commonly identified as part of conveyancing in Woodingdean?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Woodingdean. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am purchasing my first flat in Woodingdean benefiting from help to buy. The builders would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not disclose to my lawyer about the extras as it will affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the input of my in-laws I had a survey completed on a house in Woodingdean ahead of retaining conveyancers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies will refuse to grant a loan on a flying freehold premises.

It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Woodingdean. Conveyancing may be slightly more expensive based on your lender's requirements.

My step-father has suggested that I use his conveyancers in Woodingdean. Should I choose my own solicitor?

There are no two ways about it the ideal way to find a conveyancing solicitor is to seek referrals from friends or family who have experience in using the conveyancer you're contemplating using.

Woodingdean Leasehold Conveyancing - Sample of Questions you should ask Prior to buying

Are any of leasehold owners in arrears of their service charge liability? You will want to find out as much as you can concerning the managing agents as they can either make life much easier or problematic. Being a leasehold owner you are often in the clutches of the managing agents from a financial perspective and when it comes to daily issues such as the tidiness of the communal areas. Don't be shy to ask prospective neighbours what they think of their service. In conclusion, find out the dates that the maintenance charges are due to the managing agents and precisely how they are spending the funds. Is anyone aware of any major works on the horizon that will add a premium to the maintenance fees?