My god-son is in the process of securing a newly built flat in Woodingdean with a home loan from Principality. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Principality conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Principality conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

The deeds to our home can not be found. The solicitors who dealt with the conveyancing in Woodingdean 10 years ago have long since closed. What are my next steps?

You no longer need to have the physical original deeds to establish that you own the land or property, as the Land Registry hold details of all registered land or property electronically.

I am buying a new build house in Woodingdean with a loan from Coventry Building Society. The sellers would not reduce the amount so I negotiated £7000 of extras instead. The sale representative advised me not disclose to my lawyer about the extras as it could affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How do I identify a Woodingdean solicitor on the The Mortgage Works conveyancing panel? I drive a motor bike and am happy to travel upto 25kilometers to meet the conveyancer.

You can use the facility on this website. Please choose the bank and your location and you will see a number of Woodingdean conveyancing lawyers locally. We have listed some Woodingdean conveyancing firms towards the end of this page and you can call them to check whether they are on the The Mortgage Works panel

I only have Sixty One years unexpired on my flat in Woodingdean. I am keen to get lease extension but my freeholder is can not be found. What options are available to me?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. However, you will be required to prove that you or your lawyers have used your best endeavours to find the landlord. On the whole a specialist should be helpful to carry out a search and prepare an expert document which can be accepted by the court as proof that the landlord is indeed missing. It is wise to seek advice from a conveyancer in relation to proving the landlord’s absence and the application to the County Court covering Woodingdean.

Leasehold Conveyancing in Woodingdean - Examples of Questions you should ask Prior to buying

Who manages the block? Is the freehold reversion owned collectively by the tenants? Best to be warned whether redecorating or some other significant cost is due shortly to be shared by the leaseholders and could well dramatically impact the level of the service costs or require a specific payment.