Having been suggested to visit your service we were going to use a conveyancing solicitor in Woodingdean listed by you but have come across alternative estimates on the internet look less pricey – why is this?

You can find numerous conveyancers marketing at first sight what seems to be very low prices. We would urge you to think long and hard as to how important this transaction is to you that you are willing to take 'cheap' risks over the quality of the conveyancing. Many of them list a cheap quote to tease you but conceal additional fees in the fine print..

Our conveyancer has uncovered a a problem with the lease for the property we are buying in Woodingdean. The other side have offered defective title insurance as a workaround. We are content with insurance and will pay for it. Our has advised that he must be satisfied that the lender is happy with this solution. Who is the client here, us or the bank?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the lender are the client. Your must comply with the UK Finance Lenders’ Handbook specifications. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your will have no choice but to discontinue acting for you.

Me and my brother have a terraced Georgian house in Woodingdean. Conveyancing solicitor represented me and . I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the matching property. I thought I was buying a freehold how can I check?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Woodingdean and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing solicitor who conducted the work.

I'm buying a new build house in Woodingdean with a loan from . The developers refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The sale representative told me not to tell my conveyancer about the deal as it may put at risk my loan with . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How simple is it to use your search facility to choose a conveyancing lawyer in Woodingdean on the panel for my bank?

First pick a lender such as , or then choose your location a common one being Woodingdean. Conveyancing practices in Woodingdean and further afield should be shown.