It is a dozen years since I bought my home in South Ockendon. Conveyancing lawyers have just been instructed on the sale but I can't locate my deeds. Is this a problem?
Don’t worry too much. First the deeds may be retained by the mortgage company or they could be in the possession of the solicitor who acted in your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in South Ockendon involves registered property but in the rare situation where your home is not registered it is more tricky but is not insurmountable.
What will a local search inform me regarding the house we're buying in South Ockendon?
South Ockendon conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search company for instance Searchflow The local search is essential in every South Ockendon conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your new home. The search should supply information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
It has been five months following my purchase conveyancing in South Ockendon took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
My husband and I are FTB’s - agreed a price, but the estate agent has warned us that the owners will only proceed if we appoint their recommended lawyers as they need an ‘expedited deal’. Our preferred option is to instruct a high street solicitor used to conveyancing in South Ockendon
We suspect that the owner is not behind this request. If they require ‘a quick sale', alienating a genuine purchaser is not the way to achieve this. Speak to the vendors direct and make the point that (a)you are serious buyers (b)you are ready to progress, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)however you will continue to appoint your own,trusted South Ockendon conveyancing firm - not the ones that will give their estate agent a introducer fee or hit his conveyancing figures set by head office.
Do online conveyancing companies cover everything a local South Ockendon solicitor does or do I still need to retain a solicitor for the final stages for my conveyancing in South Ockendon?
If you use an online conveyancer they will cover all the work your South Ockendon conveyancer will cover.