I am purchasing a ground floor flat in South Ockendon. My property lawyer is not on the bank approved list. Am I still permitted to appoint my South Ockendon conveyancing solicitor even though they are not on the lender list of approved lawyers?
One must use a solicitor to complete the legal work required when you take out a mortgage to buy your property. They will conduct all the appropriate due diligence on the property, ensuring that you will be properly registered as the owner and ensure that all the necessary mortgage paperwork is in place. One can instruct a South Ockendon lawyer of your choosing. Nevertheless, if the property lawyer appointed is not a member of the bank approved list further fees will be incurred as separate legal representation will be need by the mortgage company. Bank panel applications may be submitted, so provided your conveyancer has not historically sought membership they can do so.
We are about to exchange contracts for a garden flat in South Ockendon. We have hit a problem. The mortgage offer with Halifax runs out on 1/10/2025 but the owners are insisting on a completion date of 3/10/2025. Is it possible to extend the mortgage expiry date?
The person best placed to address this issue is your conveyancer who will hopefully calculate whether they corresponding with the lender, owner’s solicitors, estate agents or possibly all parties taking into account what has happend in your house move to date.
I used Arc property Solicitors several years past for my conveyancing in South Ockendon. I now require my papers however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in South Ockendon of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My husband and I are novice buyers - had an offer accepted, but the estate agent told us that the seller will only go ahead if we use the agent's chosen conveyancers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a local solicitor with experience of conveyancing in South Ockendon
We suspect that the seller is unaware of this demand. Should the seller desire ‘a quick sale', taking such a hostile approach to a motivated buyer is counter productive. Speak to the owners direct and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you are going to appoint your own,trusted South Ockendon conveyancing solicitors - as opposed tothose that will give their estate agent a kickback or hit his conveyancing targets set by corporate headquarters.
I am considering instructing an online solicitor ahead of a South Ockendon conveyancing firm. Should I ‘stay local’?
There are advantages of having the opportunity to visit a local South Ockendon conveyancing solicitor for example
- signing papers on short notice
- often being able to speak to someone face-to-face can make a huge difference, particularly for more complex transactions
- the ability to raise concerns if matters go pear-shaped
When checking fees, look out for hidden extras. Most decent South Ockendon high street solicitors give an all-inclusive price. Many online agents appear to offer low cost fees, but have hidden 'extras' in the fine print.