I am under pressure from the mortgagee in possession of a property in South Ockendon to complete within four weeks. What can I do to speed up matters?

Where you are under pressure for your conveyancing it is highly recommended that your lawyer is familiar with the location as they will have local contacts and knowledge. It is even conceivable that they may have conducted otherhomes in the same road. You would be best advised to use a South Ockendon conveyancing firm. In addition, double check that the lawyer is on the on the approved list for your mortgage company. It is claimed that just under twenty per cent of South Ockendon conveyancing transactions are delayed or jeopardised after discovering a purchaser’s conveyancer was not on their mortgage lender’s member panel. In many cases this discovery resulted in the conveyancing being frustrated by almost 21 days. It is said that this issue affects approximately one hundred thousand home sales annually. Almost all South Ockendon conveyancing firms can not represent certain banks so do check as early as possible.

My grandfather passed away last year and as sole heir and executor I was left the property in South Ockendon. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Nationwide, pay off the mortgage. Is this allowed?

Given you intend to re-mortgage then Nationwide will require that you use a conveyancer on the Nationwide conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nationwide conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nationwide mortgage is registered as a charge at the Land Registry.

Just bought a semi-detached house in South Ockendon , how long will it take for the Land Registry to record my ownership? My South Ockendon conveyancing solicitor works at snail pace, so I want to check the post completion formalities are concluded.

There is nothing unique about conveyancing in South Ockendon registration formalities. As opposed to being determined by geographic area, timescales can adjust subject to the party submitting the application, whether there are errors and if the Land registry communicate with any 3rd parties. At present approximately three quarters of submission are fully dealt with in less than three weeks but some can be subject to extensive hold-ups. Registration takes place once the new owner is living at the premises therefore 'speed' is not typically an essential issue yet where there is a degree of urgency associated with the registration then you or your conveyancer should speak with the land registry and explain the circumstances.

I'm purchasing my first flat in South Ockendon benefiting from help to buy. The sellers would not reduce the amount so I negotiated five thousand pounds worth of extras instead. The property agent advised me not inform my solicitor about the extras as it may adversely affect my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been sourcing a conveyancing lawyer in South Ockendon for my house move. Can I check a solicitor's record with the legal regulator?

You may search for presented Solicitor Regulator Association (SRA) decisions resulting from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. To find information Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA could recorded telephone calls for training purposes.