I am acquiring a ground floor flat in South Ockendon. My property lawyer is not listed on the lender solicitor list. Can I still retain my South Ockendon conveyancing solicitor notwithstanding that they are excluded from the mortgage company list of approved lawyers?
You have numerous choices open to you here
- Carry on with your existing South Ockendon but your lender will need to instruct a from their approved panel. The net result is additional cost and likely interruption.
- Get a fresh to act in the purchase, obviously checking they are on the mortgage company conveyancing panel.
- Convince your property lawyer to do everything within their powers to join the lender’s panel of solicitors
My property lawyer in South Ockendon is not listed on the Conveyancing Panel. Can I still retain my prefered solicitor even though they are excluded from the approved list?
The limited options open to you here include:
- Carry on with your existing South Ockendon lawyers but will need to use a lawyer on their panel. This will result in additional total conveyancing charges as well as cause delays.
- Find a new lawyer to act in the purchase, obviously checking they are on the panel
I'm purchasing my first flat in South Ockendon with the aid of help to buy. The sellers refused to budge the price so I negotiated five thousand pounds worth of extras instead. The estate agent told me not disclose to my lawyer about the deal as it may put at risk my loan with . Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My company is intending to lease a unit on a shopping parade. Can you recommend solicitors offering no-sale-no costs for commercial conveyancing in South Ockendon for below £2000?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in South Ockendon, including the sale and purchase of businesses as well as simply property. If you are hoping to purchase or lease a shop, pub, restaurant, office, retail premises or a complete business we will find you the right solicitor. Regarding the costs this will depend on the structure and nuances of the deal. Please provide us with your details or call us so that we may provide you with a detailed commercial conveyancing quote.
I am an executor of my recently deceased parent's Will, with a bungalow in South Ockendon which will be sold. The house is unregistered at the Land Registry and I'm advised that some estate agents will insist that it is in place before they will move forward. What's the procedure for this?
In the situation you refer to it seems sensible to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.