Me and my partner are acquiring our first home. The lawyer has contact usto check if we wish to take out supplemental conveyancing searches. We are really unsure what's appropriate for conveyancing in Goffs Oak

The extent of Goffs Oak conveyancing searches depends entirely on the property, the location, the probability of any of these risks, your knowledge of the region and risks, your general appetite to risk. What matters is that you properly understand what information each search could provide. You may then make a decision if you personally think you need that information. Where you are unclear, ask the conveyancer to offer guidance.

What can a local search tell me concerning the property I am purchasing in Goffs Oak?

Goffs Oak conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations for example Searches UK The local search is essential in every Goffs Oak conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.

Me and my brother have a semi-detached Victorian house in Goffs Oak. Conveyancing solicitor acted for me and Yorkshire Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the matching address. I thought I was buying a freehold how can I check?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Goffs Oak and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing lawyer who conducted the purchase.

I am buying my first flat in Goffs Oak with the aid of help to buy. The developers refused to move on the price so I negotiated £7000 of extras instead. The estate agent suggested that I not disclose to my lawyer about the deal as it would affect my mortgage with Skipton Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Goffs Oak is where the house is located. Can you offer any assistance?

Flying freeholds in Goffs Oak are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Goffs Oak you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Goffs Oak may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.