At long last a mortgage agreement from Santander for the refinancing of my single bedroom garden flat is coming any day now. Could you recommend a low cost conveyancing practitioner in Histon?

You have arrived at the wrong site to search for cut-price fees for conveyancing solicitors in Histon. Our aim is to provide value for money conveyancing but we do not aim to work with the cheapest lawyers. Do not be seduced by companies seducing you with ninety nine pound conveyancing in Histon. In your best case scenario, in choosing a lawyer for low cost conveyancing, you will earn what you pay for and at worst it will result in you being stung for extras and still not receive the service required.

Do I need to pay for insurance to address the risk of chancel repairs when buying a house in Histon?

Unless a previous purchase of the property took place post 12 October 2013 you may assume that solicitors conducting conveyancing in Histon to remain recommending a chancel search and or insurance against a claim.

five months have elapsed since my purchase conveyancing in Histon concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Over the last few months I have been searching for a flat up to £195,000 and identified one near me in Histon I like with amenity areas and transport links nearby, the downside is that it's only got 61 years on the lease. I can't really find anything else in Histon for this price, so just wondered if I would be making a grave error buying a short lease?

Should you need a home loan that many years will be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.

I wish to rent out my leasehold flat in Histon. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for permission?

Notwithstanding that your previous Histon conveyancing solicitor is not available you can review your lease to check if it allows you to sublet the premises. The accepted inference is that if the lease is non-specific, subletting is allowed. Quite often there is a prerequisite that you must obtain consent from your landlord or some other party in advance of subletting. This means you not allowed to sublet in the absence of prior consent. Such consent must not not be unreasonably turned down. If the lease does not allow you to sublet you will need to ask your landlord for their consent.

Histon Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

In the main the cost for major works are not built into the maintenance charges, although a few managing agents in Histon ask leasehold owners to contribute towards a reserve fund and this is used to offset against larger works. How is the lease structured? You should want to discover as much as possible regarding the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently at the mercy of the managing agents from a financial perspective and when it comes to practical issues like the upkeep of the common parts. Ask other tenants what they think of their service. On a final note, be sure you discover the dates that the service fees are due to the managing agents and precisely what you get for your money.