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Find a Histon Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Histon? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Histon conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Histon conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Histon

My husband and I are planning to acquire a home in Histon and have instructed a Histon conveyancing firm. Within the last couple of days our solicitor has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. National Westminster Bank have this afternoon contacted us to inform me that there is now an issue as our Histon solicitor is not on their approved list of lawyers. Is this a problem?

If you are buying a property requiring a mortgage it is usual for the purchasers' lawyers to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Histon lawyers, in which case your legal fees may increase, and it may delay matters as you are adding another lawyer into the mix.

My home in Histon is up for sale and I have a buyer. Will the conveyancing practitioner have to be required to be on the Lloyds conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Lloyds conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.

Do commercial conveyancing searches disclose planned roadworks that may impact a commercial site in Histon?

Its becoming the norm that commercial conveyancing solicitors in Histon will order a SiteSolutions Highways report as it reduces the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Histon. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Histon.

For each commercial conveyancing transaction in Histon it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can result in delays to Histon commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Histon.

I have been recommended by a few property agents in Histon to select a solicitor on your site. What’s the financial incentive for Estate Agents to recommend your services rather than a competitor’s?

We don’t make any financial incentive for directing people our way. We found it would be just too difficult to pay a commission because members of the public would think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

How much experience do your Histon conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Histon conveyancing lawyers help thousands of buyers move home every year and supported plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Histon conveyancers have worked on recent similar matters.

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