Me and my fiance are acquiring a maisonette in Somersham. My Solicitor is not on the mortgage company solicitor panel. Is it possible for me to continue with my Somersham conveyancing solicitor notwithstanding that they are excluded from the lender list of approved lawyers?

Your options include

• Complete the deal with your chosen Somersham lawyer but your mortgage company will need to retain a property lawyer from their conveyancing panel. This will result in additional charges and potential delay.
• Choose a new property lawyer to act in the purchase, ensuring that they are on the bank conveyancing panel.
• Appeal to your solicitor to attempt to join the mortgage company panel

We are a couple about to exchange contracts for a property in Somersham. We encountered a stumbling block. Our mortgage offer with The Mortgage Works runs out on 17/4/2026 but the vendors are suggesting a completion date of 21/4/2026. Can one prolong the loan expiry date?

The person best placed to address this issue is your lawyer who will determine whether he or she is corresponding with the mortgage company, vendor’s solicitors, property agents or possibly all parties given the history of your transaction as of today.

I am planning to acquire a flat and need a conveyancing solicitor in Somersham who is on the Chelsea Building Society solicitor. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Chelsea Building Society in certain locations such as Somersham. We dont recommend any particular firm.

Should commercial conveyancing searches reveal impending roadworks that may impact a commercial land in Somersham?

Its becoming the norm that commercial conveyancing solicitors in Somersham will perform a SiteSolutions Highways report as it reduces the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Somersham. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Somersham.

For every commercial conveyancing transaction in Somersham it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can cause delays to Somersham commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in Somersham.

I have been on the look out for a leasehold apartment up to £245,000 and found one round the corner in Somersham I like with amenity areas and station in the vicinity, the downside is that it's only got 52 remaining years left on the lease. There is not much else in Somersham in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?

If you require a mortgage that many years may be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.