I am acquiring a house without a mortgage in Somersham. I have lived for the last Seventeen years in Somersham. Conveyancing searches are a lot of money. Given that I know the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
Provided that you do not need a home loan, then the vast majority of the Somersham conveyancing searches are optional. Your lawyer will try and steer you, no-doubt strongly, that you should have searches carried out, but she has a professional duty to take that path of advice. One thing to bear in mind; if you are going to sell the house in the future, it will likely be be of relevance to your prospective buyer what the searches contain. On occasion properties with day to day issues can still throw up adverse search results. A good conveyancing solicitor in Somersham will provide you some helpful guidance in this regard.
A relative advised me that in purchasing a property in Somersham there may be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Somersham which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Somersham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We were going to get a DIP from Barclays this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Barclays recommend any Somersham solicitors on the Barclays conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Somersham solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.
I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Somersham conveyancer on the Clydesdale panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
I am looking into buying my first house which is in Somersham and I am already nervous. I couldn't find anything specific about Somersham. Conveyancing will be needed in due course but do you know about the Somersham area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Somersham. In the meantime here are some basic statistics that we found
As co-executor for the estate of my uncle I am disposing of a property in Neath but reside in Somersham. My solicitor (approximately 260 kilometers from meneeds me to sign a statutory declaration prior to completion. Could you suggest a conveyancing practitioner in Somersham who can attest this legal document for me?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are Somersham based
I am hoping to put an offer on a small detached house that appears to meet my requirements, at a reasonable figure which is making it more attractive. I have subsequently found out that it's a leasehold rather than freehold. I am assuming that there are issues buying a leasehold house in Somersham. Conveyancing advisers have not yet been appointed. Will they explain the issues?
Most houses in Somersham are freehold and not leasehold. This is one of the situations where having a local solicitor who is familiar with the area can help the conveyancing process. it is apparent that you are purchasing in Somersham in which case you should be shopping around for a Somersham conveyancing solicitor and check that they are used to dealing with leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a tenant you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example obtaining the landlord’sconsent to conduct changes to the property. It may be necessary to pay a service charge towards the maintenance of the estate where the house is part of an estate. Your conveyancer should report to you on the legal implications.