My mortgage company has suggested solicitors on their panel based in Chatteris but I would rather instruct a conveyancing lawyer in Chatteris local to me. Are you able to help?
Not all Chatteris conveyancing practitioners are on all lender’s conveyancing panel. Use the above search tool to find a Chatteris conveyancing conveyancer on the on the bank panel.
My conveyancer has informed me that flying freehold insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Chatteris?
The right level of flying freehold indemnity insurance depends on who your lender is. It would differ for example between National Westminster Bank and Norwich and Peterborough Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
Does a directory service exist listing TSB panel solicitors in Chatteris on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few banks make their panel listings available over the internet. Where you are in need of a Chatteris lawyer on the TSB please use our tool.
I'm at the point of viewing houses in Chatteris and I am about to put in an offer. Is it wise to have my conveyancing practitioner on ‘stand by’? I am planning to take a home loan with UBS.
It would be wise to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. As you are seeking a mortgage with UBS, make sure you remember to check that your lawyer is on the UBS conveyancing panel.
4 months have elapsed since my purchase conveyancing in Chatteris took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I have been on the look out for a flat up to £195,000 and found one round the corner in Chatteris I like with a park and transport links nearby, the downside is that it only has 52 years unexpired on the lease. I can't really find anything else in Chatteris in this price bracket, so just wondered if I would be making a grave error buying a short lease?
If you require a home loan that many years may be an issue. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.
How simple is it to switch conveyancer as I need to appoint a firm on the Clydesdale conveyancing list. I was using a high street conveyancing solicitor in Chatteris five minutes from me but he is not accepted by Clydesdale
We will our best to assist in finding you a conveyancing solicitor in Chatteris on the Clydesdale panel. Please note that the property lawyers that we work with do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Chatteris. In making use of the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Chatteris.