lenderpanel

Find a Buckinghamshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Buckinghamshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Buckinghamshire home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Buckinghamshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Buckinghamshire

Me and my partner are purchasing a ground floor flat in Buckinghamshire. My Conveyancer is not on the lender conveyancing list. Can I still continue with my Buckinghamshire conveyancing solicitor even though they are excluded from the bank list of approved lawyers?

You must instruct a conveyancer to deal with the formalities if you need a mortgage to buy your property. They will carry out all the relevant legal checks on the property, ensuring that you’re properly registered as the owner and ensure that all the required mortgage paperwork is in order. One may appoint a Buckinghamshire conveyancer of your choosing. However, where the lawyer appointed is not on the bank approved list supplemental fees will be levied as separate legal representation will be required by them. Bank panel applications may be submitted, so if your lawyer has not historically sought membership they can do so.

AssumingI was to acquire a straightforward housein Buckinghamshire mortgage fee and have no survey and no conveyancing searches how much would I expect to have to pay for conveyancing in Buckinghamshire?

Any savings you would achieve would be limited to the Buckinghamshire conveyancing searches. A lawyer is obliged to do the vast majority of work - money laundering, liaising with your sellers conveyancer, stamp duty submission, register the property etc. A slight saving might be made by not having to register a mortgage however it will not be meaningful.

How do I use the search app to find a conveyancing solicitor in Buckinghamshire on the panel for my bank?

Step one is to select a bank such as Yorkshire Building Society, Chelsea Building Society or Platform Home Loans Ltd then choose your location such as Buckinghamshire. Conveyancing practices in Buckinghamshire and further afield should be shown.

What are the frequently found problems that you see in leases for Buckinghamshire properties?

Leasehold conveyancing in Buckinghamshire is not unique. All leases are unique and legal mistakes in the legal wording can result in certain provisions are not included. For example, if your lease is missing any of the following, it could be defective:

    A provision to repair to or maintain parts of the property Insurance obligations

You could encounter a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Lloyds TSB Bank, Leeds Building Society, and Platform Home Loans Ltd all have express requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to provide security, obliging the purchaser to pull out.

I bought a ground floor flat in Buckinghamshire, conveyancing having been completed July 2002. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding flats in Buckinghamshire with over 90 years remaining are worth £190,000. The ground rent is £65 per annum. The lease runs out on 21st October 2081

With only 61 years unexpired we estimate the premium for your lease extension to be between £18,100 and £20,800 as well as legals.

The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be additional concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.

Me and my husband have just had an offer agreed on a property and had meeting on Friday with Leeds Building Society for the mortgage. They advised us that when it comes to choosing a property lawyer that if they are not on their approved panel of conveyancing practitioners then we will have to pay out an additional fee of £200. This is because they will then have to select a property lawyer to act on their behalf as well as the one we select on our behalf and we will be on the hook for their costs. I have asked Leeds Building Society to provide me with a list so I can obtain quotes only from their approved lawyers but was told they dont have such a list to hand over. Is there a list online?

You can enquire of Leeds Building Society what their panel criteria is for a solicitor.Thereafter ask the property lawyer of your choice whether they fit that criteria and have they acted on mortgages for Leeds Building Society in the past. Where the answer to those is yes, then just clarify this with Leeds Building Society. Another option is to make use of our search facility and we should be able to identify a conveyancing practitioner in Buckinghamshire on the approved list for Leeds Building Society.

Last updated

Find out more about how flying freehold can affect your the value of a property.