We are nearing an exchange on a house in Buckinghamshire and my parents have sent the exchange deposit to my solicitor. I am now informed that as the deposit has not arrived from me my solicitor needs to disclose this to my bank. Apparently, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the lender concerning my parents' contribution when I applied for the mortgage, so is it really appropriate for this now to be an issue?

Your solicitor is obliged to check with lender to ensure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only reveal this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

How up to date is your database of Buckinghamshire solicitors on the Kent Reliance conveyancing panel? Do Kent Reliance send you an updated list?

Buckinghamshire conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.

I have justbeen informed that Arc property Solicitors have been shut down. They conducted my conveyancing in Buckinghamshire for a purchase of a leasehold flat 18 months ago. How can I be sure that my home is in my name in the name of the former proprietor?

The easiest method to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Buckinghamshire conveyancing specialists.

I am buying a new build house in Buckinghamshire with a mortgage from Alliance & Leicester . The developers refused to budge the amount so I negotiated 6k of fixtures and fittings instead. The sale representative told me not reveal to my lawyer about this deal as it may impact my loan with Alliance & Leicester . Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am in need of some leasehold conveyancing in Buckinghamshire. Before diving in I would like to find out the number of years remaining on the lease.

Assuming the lease is registered - and most are in Buckinghamshire - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Buckinghamshire Leasehold Conveyancing - Examples of Questions you should ask before buying

Who takes charge for maintaining and repairing the building? Is anyone aware of any major works anticipated that will increase the service costs?