We instructed a Ettington based firm for our conveyancing in Ettington last week. Reviewing the Terms and Conditions I notewe are responsible for charges even if our purchase doesn't happen. Would I be best advised to appoint an on-line conveyancing company promising no completion no cost conveyancing in Ettington?
Generally there is a compromise along the lines that if "No Completion No Fee" is advertised then the fee levels will tend to be be higher to counteract those transactions that fail to complete. Dont forget that such offerings generally do not protect you from expenses e.g. Ettington conveyancing search costs.
Can you point me to a directory of UBS panel solicitors in Ettington on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings open the public over the internet. Where you are looking for a Ettington lawyer on the UBS please make the most of our facility.
Planning on purchasing a apartment in Ettington. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Co-operative conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Ettington conveyancing practitioner is on the Co-operative conveyancing panel.
After shopping around on the internet I have found a Ettington lawyer having made sure that they are on the Principality conveyancing panel. Does my lawyer arrange the survey of the property?
Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Ettington postcode. As you are getting a mortgage with Principality, you could contact them to see if they have a list of approved surveyors in Ettington.
I have been on the look out for a leasehold apartment up to £235,500 and found one near me in Ettington I like with open areas and station nearby, however it's only got 61 remaining years left on the lease. There is not much else in Ettington suitable, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a mortgage the shortness of the lease will likely be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this.
Hoping to buy a property located in Ettington and I am already nervous. I couldn't find anything specific about Ettington. Conveyancing will be needed in due course but do you know about the Ettington area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Ettington. In the meantime here are some basic statistics that we found
Some months ago I was advised by my bank that their panel solicitors work on no sale no charge basis for conveyancing in Ettington. I had a purchase fall through and now the conveyancers have requested search fees! They are stating that the fees are nothing to do with their fees!
in promising "no completion no fee" Ettington conveyancing lawyers are waiving their fees for any work done. We must stress this is not to be regarded as an insurance scheme. Disbursements aren’t covered – where the lawyer have to pay money out to independent parties, e.g. Ettington local search fees