I am selling my apartment in Fairford. Will the property lawyer have to be required to be on the Aldermore conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Aldermore conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently at the moment.
Is it necessary to take out insurance to cover chancel repairs when purchasing a house in Fairford?
Unless a previous purchase of the premises completed after 12 October 2013 you could take it that solicitors handling conveyancing in Fairford to continue to advocate a chancel search and or insurance against a claim.
I used Wolstenholmes several years past for my conveyancing in Fairford. I now require my file but the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Fairford of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey carried out on a house in Fairford in advance of appointing conveyancers. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some banks may refuse to grant a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Fairford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Fairford to see if the conveyancing costs will increase in light of this.
My fiance is purchasing a basement flat in Fairford. He has received a fee estimate by the lawyer recommended by the estate agents totaling £1250 . It was fifteen years ago I sold and purchased a home and it cost was £just under five hundred pounds. Have costs really gone up that much?
What does the conveyancing estimate include? Is it just for the legal fees, or what you will be paying in total (for example Fairford searches, land registry fees, etc)