Having sold my house in Fairford last September yet the purchaser is texting daily complaining that her solicitor is waiting to hear from mine. What should my lawyer have done now that I have sold?
Following your sale your lawyer should send the transfer deeds and all supplemental paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor should also confirm that the mortgage has been discharged to the purchasers lawyers. There is unlikely to be post completion steps unique to conveyancing in Fairford.
I am purchasing a terrace house in Fairford. Our aim is to an extension at the rear at the house.Will legal conveyancing on the property involve investigations to determine if these alterations are permitted?
Your conveyancer should check the deeds as conveyancing in Fairford will occasionally reveal restrictions in the title documents which prohibit categories of works or necessitated the consent of another owner. Certain extensions require local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
Can I be sure that the Fairford conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Fairford getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer handling your conveyancing.
We expect to receive a AIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Clydesdale recommend any Fairford solicitors on the Clydesdale conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Fairford solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
Is it necessary to take out insurance to address the risk of chancel repairs when acquiring a residence in Fairford?
Unless a previous acquisition of the property completed post 12 October 2013 you can expect lawyers handling conveyancing in Fairford to remain recommending a chancel search and or insurance against a claim.
I am a negotiator for a reputable estate agent office in Fairford where we have experienced a few leasehold sales put at risk as a result of leases having less than 80 years remaining. I have received conflicting advice from local Fairford conveyancing solicitors. Can you shed some light as to whether the vendor of a flat can commence the lease extension formalities for the buyer?
As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer need not have to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or simultaneously with completion of the sale.
An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.
Fairford Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing
Does this lease have more than 80 years unexpired? This question is important as a) areas can cause problems in the block as the communal areas may begin to deteriorate if services are not paid for b) if the leasehold owners have a dispute with the running of the building you will want to have complete disclosure How many of the leaseholders are in arrears for their service charge payments?
My husband and I are purchasing a 2 room first floor flatin Fairford with a mortgage from a mortgage company. We would like to retain our lawyer in Fairford however our lender inform us now that he's not on their "panel". It seems we have little choice but to instruct one of the our mortgage company panel firms or stay with our Fairford conveyancer and incur the extra fees for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that our lender use our Fairford lawyer?
No, not really. The bank mortgage issued is subject to conditions, one of which will be that lawyers will on the lender's conveyancing panel. in the past, most lenders had open panels, including many conveyancing solicitors in Fairford : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for your lender.