I am acquiring an apartment in Shrivenham. My Solicitor is not on the lender approved list. Can I still use my Shrivenham conveyancing solicitor even though they are not on the mortgage company panel of approved conveyancing solicitors?

You must use a property lawyer to deal with the legal work required if you need a mortgage to buy your home. They will carry out all the appropriate legal checks on the property, ensuring that you’re registered as proprietor and ensure that all the required mortgage documentation is dealt with. You can appoint a Shrivenham property lawyer of your choosing. Nevertheless, where the property lawyer appointed is not on the lender solicitor panel supplemental costs will be levied as separate legal representation will be need by the lender. Bank panel applications can be submitted, so if your solicitor has not previously sought membership they should take the chance to apply.

Would the conveyancing lawyers to be found on your site carry out auction conveyancing in Shrivenham?

We know of a number of auction lawyers we can put you in touch with those specialising in auction conveyancing. Shrivenham is just one of our areas of where our lawyers have offices.

I am buying a house and require a conveyancing solicitor in Shrivenham who is on the Clydesdale conveyancing. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Clydesdale in certain locations such as Shrivenham. We dont recommend any particular firm.

We are purchasing a terrace house in Shrivenham. The intention is to an extension at the rear at the house.Will the conveyancing process include checks to determine if these alterations were previously refused?

Your conveyancer will check the deeds as conveyancing in Shrivenham can occasionally identify restrictions in the title documents which prevent certain changes or need the consent of a 3rd party. Some additions call for local authority planning consent and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.

I am buying a property in Shrivenham. A rare aspect is that the roof has a solar panel. Nottingham have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As you are obtaining a mortgage with Nottingham your lawyer must check the conveyancing requirements contained in Part two of UK Finance Lenders’ Handbook for Nottingham. The Council of Mortgage Lenders’ Handbook stipulates minimum requirements for solar panel roof-space leases, and lawyers are required to report to Nottingham where a lease does not satisfy these requirements. The specifications relate to the installation of panels on properties countrywide and is not restricted to Shrivenham.

I had an offer accepted on an apartment in Shrivenham on 27/8/2025, valuation was booked 4 days after, all came back fine. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Can the lender hold off the offer?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am looking at a couple of maisonettes in Shrivenham both have about forty five years unexpired on the lease term. Will this present a problem?

There is no doubt about it. A leasehold flat in Shrivenham is a deteriorating asset as a result of the reducing lease term. The nearer the lease gets to zero years unexpired, the more it adversely affects the salability of the property. For most purchasers and lenders, leases with less than eighty years become less and less marketable. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Shrivenham conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

I purchased a split level flat in Shrivenham, conveyancing formalities finalised 9 years ago. How much will my lease extension cost? Corresponding properties in Shrivenham with an extended lease are worth £260,000. The ground rent is £50 per annum. The lease terminates on 21st October 2100

You have 75 years left to run the likely cost is going to be between £8,600 and £9,800 plus professional fees.

The figure above a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure without more comprehensive investigations. You should not use the figures in tribunal or court proceedings. There may be additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before seeking the advice of a professional.