I am thinking of remortgaging my flat in Faringdon, does my lawyer need to be on the Bank of Ireland Solicitor panel?

There is nothing to stop you using your solicitor, but Bank of Ireland will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

We are aiming to move house in December. Does my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you put forward a removal company in Faringdon. Conveyancing lawyer was found before I stumbled across your site.

On the day of completion you will need to collect the house keys from the selling agent but this can only be done after the vendors solicitors advise the agent that the monies to complete are in and the keys can be released. You can inform the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can assist you in locating a conveyancing in Faringdon or a solicitor that specialises in conveyancing in Faringdon.

We are buying a end of terrace house in Faringdon. We would like to carry out an extension to the side at the house.Will the conveyancing process include investigations to ascertain if these alterations were previously refused?

Your solicitor should check the deeds as conveyancing in Faringdon will sometimes identify restrictions in the title deeds which prohibit certain changes or require the permission of another owner. Certain additions call for local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.

We have a mortgage agreed in principle with UBS. Faringdon conveyancing solicitors were appointed. What is the average time that one could expect to receive a mortgage offer from UBS?

Some lenders take longer than others. Have UBS done the survey? Have you advised UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I have been told that property searches are the primary reason for obstruction in Faringdon conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of hindrances during the legal transfer of property. Local searches are unlikely to feature in any holding up conveyancing in Faringdon.

I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Faringdon is the location of the property. Can you shed any light on this issue?

Flying freeholds in Faringdon are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Faringdon you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Faringdon may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Am in the process of buying my first house in Faringdon. Conveyancing lawyer has been chosen. The broker suggested that a survey is not appropriate as the property was only built in 2001.

At the very least you should order a Home Buyer's Report. As the premises was built over a decade ago the property will not benefit from a warranty, so you would be well advised not to take a risk. For a property that age with no signs of problems a Home Buyer's report could suffice. The report should highlight any obvious issues and recommend additional investigation if relevant. Where there are any signs of problems get a full Building Survey from the beginning.