Are the Witney conveyancing solicitors identified as being on the Santander conveyancing panel, together with their details provided by Santander?

Witney conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.

What can a local search inform me regarding the property we're buying in Witney?

Witney conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search company such as PSG The local search is essential in every Witney conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your property. The search will provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

I completed on my flat on 7 October and my personal details is yet to be on the land registry website. Should I be concerned? My conveyancing solicitor in Witney expressed confidence that it should be registered in a couple of weeks. Are transfers in Witney uniquely lengthy to register?

As far as conveyancing in Witney registration is no quicker or slower than the rest of the country. Rather than based on location, timescales can adjust according to the party submitting the application, whether there are errors and if the Land registry must send notices to any third persons or bodies. As of today roughly three quarters of such applications are fully addressed within 12 days but occasionally there can be longer hold-ups. Registration takes place after the buyer has moved in to the premises therefore 'speed' is not typically primary concern yet if there is a degree of urgency associated with the registration then you or your conveyancer must speak with the land registry and explain the circumstances.

I am buying a new build apartment in Witney. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Witney

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

I decided to have a survey carried out on a property in Witney ahead of appointing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some mortgage companies tend not give a mortgage on such a premises.

It varies from the lender to lender. Santander has different requirements for example to Nationwide. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Witney. Conveyancing may be slightly more expensive based on your lender's requirements.