What does my ID and proof of funds have anything to do with my conveyancing in Swindon? Why is this being asked of me?

It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Swindon. However these days you can not complete any conveyancing transaction if you have not handing over proof of your identity. Ordinarily this takes the form of a either your passport or driving licence and a bank statement. Remember if you are supplying your driving licence as proof of identification it must be both the paper section as well as the photo card part, one is not sufficient in the absence of the other.

Evidence of the source of money is required under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your lawyer will need to have this information on record. Your Swindon conveyancing solicitor will need to see evidence of proof of funds prior to accepting any monies from you into their client account and they will also ask additional queries concerning the source of monies.

I am assisting my aunt sell her flat in Swindon. Does the conveyancer commission the EPC or should I organise this?

After the abolition of Home Information Packs, EPC’s was maintained a mandatory component of moving house. An energy assessment should be commissioned prior to the property being marketed. It is not as aspect of the sale process that lawyers ordinarily arrange. Where you are instructing a Swindon conveyancing lawyer they might help arrange EPC’s given their contacts with long established local accredited person

Two weeks ago we had a mortgage agreed in principle with Nationwide. Swindon conveyancing lawyers are instructed. What is the average time that one could expect to receive a mortgage offer from Nationwide?

Some lenders take longer than others. Have Nationwide conducted the survey? Have you advised Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I have today made my last payment due on my mortgage with Bank of Ireland. I assume I don't need a Swindon conveyancing practitioner on the Bank of Ireland panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Bank of Ireland has sent the Land Registry the discharge electronically, and
3. Bank of Ireland has instructed the Land Registry to do so

I need some fast conveyancing in Swindon as I am faced with a deadline to complete in less than one month. A mortgage is not required. Is it possible to avoid the conveyancing searches to save fees and time?

If.Given you are are a cash buyer you have the choice not to have searches conducted although no law firm would advise that you don't. With plenty of history conveyancing in Swindon the following are instances of issues that can arise and adversely affect the marketability of the property: Enforcement Notices, Outstanding Fees, Overdue Grants, Unadopted Roads,...

Hoping to buy a property located in Swindon and I am already nervous. I couldn't find anything specific about Swindon. Conveyancing will be needed in due course but do you know about the Swindon area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Swindon. In the meantime here are some basic statistics that we found

Can you provide any top tips for leasehold conveyancing in Swindon from the perspective of expediting the sale process?

• Much of the delay in leasehold conveyancing in Swindon can be avoided if you get in touch lawyers the minute you market your property and ask them to put together the leasehold documentation which will be required by the buyers’ lawyers.
You may think that you are aware of the number of years left on your lease but it would be wise to double-check by asking your lawyers. A buyer’s conveyancer will be unlikely to recommend their client to to exchange contracts if the remaining number of years is less than 80 years. In the circumstances it is important at an early stage that you consider whether the lease for your property needs extending. If it does, contact your solicitors before you put your property on the market for sale. If you hold a share in a the freehold, you should make sure that you hold the original share document. Obtaining a replacement share certificate is often a time consuming formality and frustrates many a Swindon home move. If a reissued share certificate is needed, you should approach the company officers or managing agents (where relevant) for this sooner rather than later. Many landlords or managing agents in Swindon levy fees for providing management packs for a leasehold premises. You or your lawyers should enquire as to the fee that they propose to charge. The management information sought on or before finding a buyer, thus accelerating the process. The typical amount of time it takes to receive management information is three weeks. It is the most frequent reason for frustration in leasehold conveyancing in Swindon.

Swindon Conveyancing for Leasehold Flats - Examples of Queries Prior to buying

In the main the outlay for major works are not included within service charges, albeit that some managing agents in Swindon ask tenants to pay into a sinking fund created for the specific purpose of establishing a fund for major works. Is anyone aware of any major works in the near future that will likely add a premium to the maintenance charges? It would be a good idea to discover if the the lease includes any onerous restrictions in the lease. For instance it is fairly common in Swindon leases that pets are not permitted in in a block in Swindon. If you like the flatin Swindon yet your cat is not allowed to live with you then you will be presented with a hard choice.