Can the conveyancing solicitors via your comparison service perform conveyancing in Cheltenham by way of an attended exchange?
There are a few conveyancing experts who can conduct one day exchanges. Do call us to obtain a conveyancing quote and details as to availability.
I used Wolstenholmes several years past for my conveyancing in Cheltenham. I now require my file but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cheltenham of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey carried out on a house in Cheltenham before appointing solicitors. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies may refuse to issue a loan on a flying freehold property.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cheltenham. Conveyancing will be smoother if you use a solicitor in Cheltenham especially if they regularly deal with such properties in Cheltenham.
I have just appointed agents to market my ground floor flat in Cheltenham. Conveyancing lawyers have not yet been instructed, but I have recently had a quarterly maintenance charge invoice – should I leave it to the buyer to sort out?
It best that you discharge the invoice as usual as all ground rent and maintenance charges will be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I am the registered owner of a ground floor flat in Cheltenham, conveyancing formalities finalised September 2007. Can you work out an approximate cost of a lease extension? Corresponding flats in Cheltenham with over 90 years remaining are worth £195,000. The ground rent is £45 per annum. The lease ends on 21st October 2084
You have 63 years left to run we estimate the price of your lease extension to range between £16,200 and £18,600 as well as legals.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed due diligence. You should not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first getting professional advice.
My fiance and I are hoping to buy a three room first floor flatin Cheltenham with a mortgage from a bank. We have selected a conveyancer in Cheltenham yet our mortgage company says she’s not on their "panel". We have to appoint one of the our lender panel firms or stay with our Cheltenham conveyancer and incur the extra fees for one of their panel ones to represent our lender. We feel as though this is unjust; Can we not simply insist that our bank use our Cheltenham lawyer?
No, not really. The lender home loan offered to you is subject to its terms and conditions, one of which will be that lawyers will on the mortgage company's conveyancing panel. Until recently, most mortgage companies had open panels, including almost all conveyancing solicitors in Cheltenham : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your mortgage company.