I am in the market for a low cost conveyancer. Should I go for for an online conveyancer or a local Cheltenham conveyancing lawyer?
Cheltenham is a unique place, where regional insight is a big bonus. The relaxed pace of life has it’s attractions – but not when it comes to your home move. The property lawyers that we recommend host vast Cheltenham knowledge with a professional, can doattitude that helps everything runs smoothly. It is a definite plus where they enjoy long term rapport with mortgage brokers, local authorities, valuers and other Cheltenham conveyancing practices
Some advice if I may. My Cheltenham solicitor is advising me that he is legally obliged toconduct Cheltenham conveyancing searches asthe firm are on the Lloydssolicitor panel. Is this really necessary?
You have limited options available to you. As you are obtaining a mortgage with a bank your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Cheltenham conveyancing searches.
We note that you have a post code search directory listing solicitors on the Santander conveyancing panel. Do firms pay you a referral fee if I retain them for our conveyancing in Cheltenham?
We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Cheltenham.
I have been on the look out for a leasehold apartment up to £235,500 and identified one near me in Cheltenham I like with a park and railway links nearby, the downside is that it's only got 61 years on the lease. I can't really find anything else in Cheltenham in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
If you require a mortgage the remaining unexpired lease term will likely be an issue. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
I am looking for a conveyancing solicitor in Cheltenham for my house move. Can I see a solicitor's complaints history with the profession’s regulator?
You can review published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The regulator may monitor telephone calls for training purposes.