It may have been a long time coming a mortgage agreement from NatWest for the remortgage of my 3 bedroom flat is coming any day now. Are you able to propose a low cost conveyancing practitioner in Cheltenham?
You are on the wrong site if you are seeking the lowest fares for conveyancing in Cheltenham. Our intention is to offer excellent value conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing brokers offering the bait of £99 conveyancing in Cheltenham. At best, in choosing a lawyer for low cost conveyancing, you will earn what you pay for and at worst it will result in you paying a lot in additional fees and still not get the service expected.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Cheltenham?
There are many registered licenced Conveyancers in Cheltenham and Solicitor firms in Cheltenham offering conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. The two can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
Intending to buy a maisonette in Cheltenham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Cheltenham conveyancing practitioner is on the Clydesdale conveyancing panel.
After shopping around on the internet I have found a Cheltenham lawyer having checked that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Cheltenham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a property in Cheltenham? or I am told that there is an ancient law that means some owners of property living in a parish church boundary may be liable to contribute towards maintenance towards the chancel within the church. Is this suitable for conveyancing in Cheltenham?
Unless a prior acquisition of the premises took place post 12 October 2013 you could expect solicitors conducting conveyancing in Cheltenham to continue to recommend a chancel search and or chancel repair liability policy.
I have been on the look out for a flat up to £195,000 and identified one round the corner in Cheltenham I like with open areas and railway links in the vicinity, however it's only got 51 remaining years left on the lease. I can't really find anything else in Cheltenham suitable, so just wondered if I would be making a mistake acquiring a short lease?
If you require a mortgage that many years may be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least twenty four months you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this.
I am a sole trader looking to take an assignment of a lease of a shop on a shopping parade. Can you recommend conveyancers offering competitive fees for commercial conveyancing in Cheltenham for less than 2k?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Cheltenham, including the disposal and acquisition of businesses as well as simply premises. If you are hoping to purchase or sell a shop, pub, restaurant, office, retail premises or a complete business we can put you in touch with the right firm. As for the fees these will vary based on the structure and nuances of the proposed transaction. Please provide us with your details or email so as to enable us to furnish you with comprehensive commercial conveyancing quote.