I am purchasing a new build house in Gloucester with a mortgage from Yorkshire Building Society. The sellers would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep told me not to tell my conveyancer about this extras as it could adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a leasehold apartment up to £245,000 and found one near me in Gloucester I like with a park and station in the vicinity, the downside is that it only has 52 years unexpired on the lease. I can't really find anything else in Gloucester suitable, so just wondered if I would be making a mistake buying a lease with such few years left?

Should you require a home loan the remaining unexpired lease term will be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.

Are there any apps to help search for a Gloucester solicitor on the Alliance & Leicester conveyancing panel? I have a car and am willing to travel upto 25miles to meet the conveyancer.

You can use the facility on this page. Please pick a lender and your location and you will see a number of Gloucester conveyancing lawyers locally. We have listed some Gloucester conveyancing firms at the bottom of this page and you can telephone them to check if they are on the Alliance & Leicester member panel

I am thinking of appointing a conveyancing lawyer in Gloucester for my house move. Is there any facility to review a firm’s record with the legal regulator?

Members of the public may see documented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA may monitor telephone calls for training reasons.

Having had my offer accepted I require leasehold conveyancing in Gloucester. Before diving in I would like to find out the remaining lease term.

If the lease is registered - and 99.9% are in Gloucester - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I own a 2 bed flat in Gloucester, conveyancing having been completed half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Gloucester with over 90 years remaining are worth £180,000. The ground rent is £65 levied per year. The lease finishes on 21st October 2080

With only 59 years remaining on your lease we estimate the premium for your lease extension to range between £20,900 and £24,200 as well as professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before getting professional advice.