It is is a decade since I purchased my home in Quedgeley. Conveyancing solicitors have just been appointed on the sale but I am unable to find my title deeds. Will this cause complications?

You need not be too concerned. First there is a chance that the deeds will be with your mortgage company or they could be in the possession of the conveyancers who handled your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Quedgeley relates to registered property but in the unlikely event that your property is not registered it is more tricky but is not insurmountable.

I am planning to acquire a house and require a conveyancing solicitor in Quedgeley who is on the The Mortgage Works solicitor. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Mortgage Works in certain locations such as Quedgeley. We dont recommend any particular firm.

I need some expedited conveyancing in Quedgeley as I am faced with pressure to exchange contracts within one month. A mortgage is not required. Can I escape the need for conveyancing searches to save money and time?

If.Given you are are a mortgage free purchaser you have the choice not to do searches although no law firm would suggest that you don't. With plenty of history conveyancing in Quedgeley the following are examples of issues that can arise and therefore affect market value: Enforcement Actions, Outstanding Charges, Overdue Grants, Road Schemes,...

I am buying my first flat in Quedgeley with the aid of help to buy. The developers would not budge the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep told me not disclose to my lawyer about this extras as it will adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I only have 72 years remaining on my flat in Quedgeley. I am keen to get lease extension but my freeholder is can not be found. What options are available to me?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. However, you will be required to prove that you have made all reasonable attempts to find the landlord. On the whole an enquiry agent would be helpful to conduct investigations and to produce a report which can be used as evidence that the freeholder can not be located. It is wise to seek advice from a property lawyer in relation to investigating the landlord’s absence and the vesting order request to the County Court covering Quedgeley.

Quedgeley Leasehold Conveyancing - Sample of Questions you should consider Prior to buying

Best to be warned whether changing the roof or some other major work is coming up to be shared by the leasehold owners and may well materially increase the the service charges or require a specific invoice. How much is the ground rent and service charge? What restrictions exist in the Quedgeley Lease?