I am hoping to receive a offer of a home loan from Santander. I hope to retain the legal services of a Licensed Conveyancer in Walsall. Does the Santander Solicitor panel exclude conveyancers regulated by the CLC?

The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

I have recentlyfound out that Action Conveyancing have been shut down. They conducted my conveyancing in Walsall for a purchase of a freehold house 9 months ago. How can I check that my home is in my name in the name of the previous owner?

The quickest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Walsall conveyancing specialists.

I'm purchasing a new build house in Walsall with a loan from Nottingham Building Society. The sellers would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not inform my conveyancer about this extras as it may jeopardize my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been sourcing a conveyancing solicitor in Walsall for my home move. Can I check a solicitor's complaints history with the legal regulator?

Anyone can find documented Solicitor Regulator Association (SRA) determinations arising from investigations started on or after Jan 2008. Visit Check a solicitor's record. For information Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA could recorded telephone calls for training purposes.

There are plenty of properties in Walsall on private roads. We are purchasing such a house. What are the pros and cons of buying a property on a privately owned road?

Walsall conveyancing firms will be used to dealing homeson private. Your conveyancing practitioner should review the title to find any rights or liabilities. In many cases there is a residents association that proprietors make annual contributions to maintain the road. Where one exists, the road will likely be maintained and look nicer than publicly adopted.