I am purchasing a house without a mortgage in Walsall. I have resided for the last twelve years in Walsall. Conveyancing searches are expensive. Given that I have knowledge of the area and road very well must I have all the conveyancing searches?
Provided that you do not need a home loan, then all but one or two of the Walsall conveyancing searches are at your discretion. Your lawyer will ’encourage you, no-doubt strongly, that you should have searches done, but she is duty bound to take that path of encouragement . Do bear in mind; if you are going to dispose of the house at a future date, it will likely be be of importance to your future purchaser what the searches disclose. On occasion premises with no practical issues can still show up unfavourable search results. A good conveyancing solicitor in Walsall will provide you some constructive guidance in this regard.
Completed the sale of my flat in Walsall last October yet the purchaser is calling daily complaining that their lawyer needs to hear from mylawyer. What should have happened following completion?
After completion of your sale your solicitor should send the transfer documentation and all additional paperwork to the buyer’s solicitors. Where appropriate, your lawyer must also confirm that the mortgage has been paid off to the buyers solicitors. There is unlikely to be post completion requirements just for conveyancing in Walsall.
I have 71 years remaining on my lease and require a lease extension for my apartment in Walsall. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 7/4/2021 the requirements read as follows :
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Walsall?
There are many registered licenced Conveyancers in Walsall and Solicitor practices in Walsall to choose from It is important to make clear that both are regulated professionals specialising in the legal aspects of the home buying process. Both can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Walsall conveyancing practitioner on the Clydesdale panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
I have instructed a Walsall lawyer having checked that they are on the Leeds Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Walsall surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
As co-executor for the will of my uncle I am disposing of a property in Monmouth but I am based in Walsall. My lawyer (approximately 300 kilometers from meneeds me to sign a stat dec before the transaction finalising. Can you recommend a conveyancing solicitor in Walsall to attest and place their company stamp on the document?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are located in Walsall