Can your site be used to recommend a Conveyancing solicitor in Walsall even if I’m not purchasing or disposing of a house, for instance where I wish to buy an office in Walsall with a mortgage from Godiva Mortgages Ltd?
The service is primarily there to help choose residential conveyancing solicitors in Walsall but we have set out towards the bottom of this page a few Walsall commercial conveyancing firms. You will need to make contact with the firm directly to establish if they are also authorised to represent Godiva Mortgages Ltd
My bid for a property was accepted at auction in Walsall. Conveyancing is needed. What is next?
Having to all intents and purposes signed on the dotted line you will need to hire the services of a conveyancing practitioner as a matter of urgency as you are faced with a fast approaching a drop dead date to complete the conveyancing. An auction property will have a corresponding auction set of papers. This will include evidence of title and search results. Where you are dealing with leasehold property the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You should give this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that that you have the requisite funding organised to complete the transaction on the set completion date.
I'm the only beneficiary of my late grandmother’s estate and I have everything in my name now, including the my former home in Walsall. Conveyancing formalities meant that the Land Registry date was in December. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership could be considered the same way as though I had purchased the property in December. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. How practical a view banks take of it, depend on the lender as this provision is principally there to capture the purchase and immediately sell or the wholesaling and assigning of property.
The mortgage over my property is with Co-operative for my property in Walsall. Conveyancing has been completed months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Co-operative?
You must advise Co-operative prior to letting out your property as this is likely to be a breach of Co-operative’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. It should not be necessary to do this via a Co-operative conveyancing panel lawyer.
I need some fast conveyancing in Walsall as I am faced with pressure to sign on the dotted line in less than one month. Thankfully I do not require a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?
If.Given you are not taking a home loan you have the choice not to do searches although no lawyer would recommend that you don't. Drawing on years of experience of conveyancing in Walsall the following are instances of issues that can arise and therefore impact market value: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
I have justdiscovered that Action Conveyancing have closed. They conducted my conveyancing in Walsall for a purchase of a leasehold flat 18 months ago. How can I check that the property is registered correctly in the name of the former proprietor?
The easiest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Walsall conveyancing specialists.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. Walsall is where the house is located. Can you shed any light on this issue?
Flying freeholds in Walsall are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Walsall you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Walsall may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.