Find a Heath Hayes Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Heath Hayes? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Heath Hayes home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Heath Hayes conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Heath Hayes

We have very assertive sellers who has suggested a preliminary contract with a down payment two thousand pounds. Are such agreements promoted for Heath Hayes conveyancing transactions?

There are two primary drawbacks with executing a lock out contract (also known as a no-shop agreement) is that it can distract from moving forward with the conveyancing work, so unless it requires limited or no negotiation then it could turn out to be a cause of frustration and delay. It is not particularly popular by Heath Hayes conveyancing lawyers for this reason. A supplemental negative is the extent of the remedies available - a jilted purchaser should not expect to be issued with an injunction to stop the vendor selling to an alternative purchaser, so the only remedy open via the agreement will be the reimbursement of wasted charges and, in restricted situations, the additional payment of damages.

Finally the sale completed on my house in Heath Hayes last April but the buyer keeps whats apping me complaining that their conveyancer needs to hear from mylawyer. What should have happened following completion?

Following your house sale your conveyancer is obliged to deliver the transfer deeds and all of the paperwork to the purchaser's solicitors. If applicable, your lawyer must also send confirmation that the home loan has been repaid to the buyers lawyers. There is unlikely to be post completion tasks unique to conveyancing in Heath Hayes.

Do the Building Society Association intend to launch a online directory to list solicitors on the Coventry BS conveyancing panel for instance in Heath Hayes?

Lexsure has not been advised of any plans on the part of the BSA to promote such a search facility.

I happen to be the sole recipient of my late father’s will with all property in now in my sole name, including the house in Heath Hayes. The Heath Hayes property was put into my name in March. I now wish to sell up. I do know about the CML six month 'rule', which means that my property ownership could be regarded the same way as if I'd bought the house in March. Do I have to wait 6 months to sell?

The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How sensible a view lenders take of it, depend on the bank as this requirement is chiefly there to pick up on subsales or the quick reselling of property.

Is it the case that all Heath Hayes CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing list of approved firms?

Some major banks and building societies now use the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.

I am currently in the process of buying my council flat in Heath Hayes. I have a mortgage agreed with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.

Just acquired a semi-detached house in Heath Hayes , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Heath Hayes conveyancing solicitor works at snail pace, so I want to check that my ownership is registered.

As far as conveyancing in Heath Hayes registration is no faster or slower than anywhere else in the country. As opposed to being determined by geographic area, timescales can vary subject to the party submitting the application, whether it is in order and if the Land registry have to notify any other persons or bodies. As of today in the region of 80% of submission are fully addressed in less than three weeks but occasionally there can be extensive hold-ups. Registration occurs after the purchaser has moved in to the premises so an expedited registration is not typically an essential issue yet where there is a degree of urgency associated with the registration then you or your solicitor must communicate with the Registry to express the reasoning for the application to be prioritised.

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