Having sold my house in Alsager last November but the buyer keeps telephoning daily complaining that his solicitor is waiting to hear from mylawyer. What should have happened following completion?
Following your disposal your solicitor should forward the transfer documentation and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your conveyancer must also evidence that the legal charge in favour of the lender has been repaid to the purchasers solicitors. There are no post completion requirements specific conveyancing in Alsager.
We are planning to purchase with Earl Shilton BS. We have called around locally yet am unable to find a Alsager conveyancing firm on the Earl Shilton BS approved list. Can you help?
Please do make use of the find a conveyancing panel solicitor tool on this web page. Please choose the lender and type Alsager or your preferred area and you will see numerous solicitors offices in Alsager or nearest you.
If you had a top tip for choosing a conveyancing solicitor in Alsager what would it be?
It would be unwise to be seduced by the lowest Alsager conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Is it the case that all Alsager CQS (Conveyancing Quality Scheme) solicitors are on the Kent Reliance conveyancing panel?
It is true that some lenders now use the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.
Kent Reliance have agreed my home loan in principle, my bid on a apartment in Alsager has been accepted, what happens next?
The estate agent will need to be advised as to your conveyancing practitioner's details (ensure that the conveyancing practitioners are on the bank’s approved list). Contact Kent Reliance or the financial adviser and complete any relevant paperwork. Kent Reliance will instruct a valuer who will get in contact with the estate agent or owners to arrange an appointment. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. Kent Reliance will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Alsager.
I am buying a new build house in Alsager with a mortgage from Barnsley Building Society. The developers would not move on the price so I negotiated five thousand pounds worth of extras instead. The property agent told me not reveal to my conveyancer about the deal as it may impact my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a house in Alsager before appointing conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some mortgage companies tend refuse to issue a loan on this type of property.
It varies from the lender to lender. HSBC has different requirements from Halifax. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Alsager. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Alsager to see if the conveyancing costs will increase in light of this.