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Find a Alsager Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Alsager? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Alsager transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Alsager conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Alsager

Please help. My Alsager lawyer is informing me me that he has toapply for Alsager conveyancing searches becausethe firm are on the HSBCconveyancing panel. Do I not have any options here?

Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a bank your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Alsager conveyancing searches.

My fiance and I decided to purchase a purpose built flat in Alsager with a loan from Godiva Mortgages Ltd.We have a Alsager conveyancing practitioner but Godiva Mortgages Ltd says he's not on their "panel". It seems we have no choice but to instruct a Godiva Mortgages Ltd panel lawyer or retain our high street solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that Godiva Mortgages Ltd use our lawyer?

No, not really. The loan offered to you contains various provisions, a common one being that lawyers must be on the Godiva Mortgages Ltd approved list. in the past, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Godiva Mortgages Ltd

We are selling our property in Alsager and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A local conveyancer would know that there is no such problem. It does beg the question why the purchasers used a nationwide conveyancing outfit rather than a conveyancing solicitor in Alsager. Having lived in Alsager for three years we know of no issue. Do we get in touch with our local Authority to seek confirmation that there is no issue.

It sounds as though you may have a conveyancing solicitor already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

How does conveyancing in Alsager differ for newly converted properties?

Most buyers of new build or newly converted property in Alsager contact us having been asked by the builder to exchange contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Alsager usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Alsager or who has acted in the same development.

I decided to have a survey done on a house in Alsager in advance of instructing conveyancers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some banks tend not grant a mortgage on this type of house.

It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. If you call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Alsager. Conveyancing may be slightly more expensive based on your lender's requirements.

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Find out more about how flying freehold can affect your the value of a property.