I am in need of a property lawyer. Should I go for for an online conveyancer rather than a high street Alsager conveyancing solicitor?
Established third party connections are another important factor to consider when choosing conveyancing solicitors. Alsager law firms often have connections with lenders and agents, local authorities, surveyors and other conveyancing firms meaning the whole process is going to be much more straightforward for you. Having vast intelligence of the local area is an advantage.
The Alsager conveyancing firm handling our Alsager conveyancing has identified an inconsistency when comparing the surveyor’s assumptions in the valuation survey and what is revealed within the legal papers for the property. My solicitor informs me that he is obliged to check that the bank is happy with this discrepancy and is still content to lend. Is my solicitor’s approach right?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I am due to move home in October. Will my conveyancing solicitor communicate with the removal company on the completion day. On a separate note, can you suggest a removal company in Alsager. Conveyancing solicitor was found before I stumbled across this site.
On the afternoon of completion you will need to pick up the keys from the estate agent however this should only occur after the previous owners conveyancers confirm to the agent that the monies to complete are in and the keys can be given over. You will need to inform the removal men that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can help you choose a residential property solicitor in Alsager or a firm that specialises in conveyancing in Alsager.
We had appointed conveyancing lawyers with offices in Alsager on the HSBC solicitor panel. They are now charging me a further amount for handling the HSBC mortgage. Is this an additional conveyancing fee specified by HSBC?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your conveyancer can levy a fee for this. This fee is not dictated by HSBC but by your Alsager solicitor. Numerous firms on the HSBC panel will levy an ‘acting for lender’ fee and others do not.
Two weeks ago we had a mortgage agreed in principle with Bank of Ireland. Alsager conveyancing lawyers are instructed. What is the average time that one could expect to receive a mortgage offer from Bank of Ireland?
Some lenders take longer than others. Have Bank of Ireland done the survey? Have you informed Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am close to exchanging contracts on the sale of our house in Alsager and according to the buyers it appears that there is a possibility that the property was built on contaminated land. A high street Alsager conveyancer would know that there is no such problem. For the life of me I don't know why the buyers used an internet conveyancing firm rather than a conveyancing solicitor in Alsager. Having lived in Alsager for 4 years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Due to the encouragement of my in-laws I had a survey completed on a house in Alsager in advance of retaining solicitors. I have been told that there is a flying freehold aspect to the house. Our surveyor advised that some lenders tend refuse to grant a loan on this type of home.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. If you e-mail us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Alsager. Conveyancing may be slightly more expensive based on your lender's requirements.