My partner and I are intent on buying an apartment in Burslem. My property lawyer is not on the mortgage company conveyancing panel. Is it possible for me to use my Burslem conveyancing solicitor even though they are excluded from the lender approved list?

You will need to use a to complete the formalities when you require a mortgage to purchase your property. They will conduct all the relevant due diligence on the property, make sure that you will be registered as proprietor and ensure that all the necessary mortgage paperwork is in place. You could instruct a Burslem of your choice. However, if the appointed is not on the mortgage company approved list further charges will be incurred as separate legal representation will be required by them. Bank panel applications can be submitted, so if your solicitor has not in the past applied for membership they should do so.

I am hoping to complete my purchase in Burslem next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the lender. What risks does the bank expect the insurance to cover?

All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These requirements are not limited to conveyancing in Burslem.

Can I use your services to recommend a Conveyancing solicitor in Burslem even where I’m not buying or disposing of a house, for instance if I want to acquire an office in Burslem with a mortgage from ?

Our search tool is mainly utilised to find residential conveyancing solicitors in Burslem but we have listed towards the end of this page some Burslem commercial conveyancing firms. You should speak with the solicitors directly to check if they can also act for

I used Stirling Law a few years past for my conveyancing in Burslem. I now require my file however cannot find the solicitor. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Burslem of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am hoping to put an offer on a small detached house that seems to meet my requirements, at a reasonable price which is making it more attractive. I have just discovered that it's a leasehold rather than freehold. I would have thought that there are issues purchasing a house with a leasehold title in Burslem. Conveyancing lawyers have are about to be instructed. Will they explain the issues?

Most houses in Burslem are freehold and not leasehold. This is one of the situations where having a local solicitor who is familiar with the area who can assist with the conveyancing process. it is apparent that you are purchasing in Burslem so you should seriously consider shopping around for a Burslem conveyancing solicitor and be sure that they have experience in dealing with leasehold houses. First you will need to check the unexpired lease term. As a tenant you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as obtaining the freeholder’sconsent to carry out alterations. It may be necessary to pay a service charge towards the maintenance of the communal areas where the property is located on an estate. Your lawyer should advise you fully on all the issues.

I inherited a ground floor flat in Burslem, conveyancing was carried out half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Equivalent flats in Burslem with an extended lease are worth £165,000. The ground rent is £45 levied per year. The lease terminates on 21st October 50

With just 50 years left to run we estimate the price of your lease extension to be between £36,100 and £41,800 plus professional fees.

The figure above a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.