We are buying a 1 bedroom flat in Burslem with a mortgage. We would like to retain our Burslem solicitor, but the lender advise she’s not on their "panel". We have to appoint one of the mortgage company panel firms or retain our Burslem solicitor and pay for one of their panel firms to act for them. This feels very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Burslem conveyancing solicitor to apply to be on the conveyancing panel.
Can your site be used to recommend a Conveyancing solicitor in Burslem even where I’m not buying or disposing of a house, for instance if I want to buy a shop in Burslem with a mortgage from Yorkshire Building Society?
Our comparison service is primarily utilised to select domestic conveyancing solicitors in Burslem but we have listed at the bottom of this page some Burslem commercial conveyancing firms. You will need to enquire with the solicitors directly to check if they can also act for Yorkshire Building Society
Just had an offer accepted on a new build flat in Burslem. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Burslem
Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared.
Due to the guidance of my in-laws I had a survey completed on a property in Burslem ahead of retaining solicitors. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some lenders may not issue a mortgage on a flying freehold house.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. Should you wish to call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Burslem. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Burslem to see if the conveyancing costs will increase in light of this.
Is it possible to swap solicitor as I need to retain one who is on the National Westminster Bank conveyancing list. I was using a local conveyancing solicitor in Burslem round the corner but the firm is not accepted by National Westminster Bank
We will our best to assist in finding you a conveyancing solicitor in Burslem on the National Westminster Bank panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Burslem. In making use of search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Burslem.