My fiance and I are intent on purchasing property in Burslem. My property lawyer has never been on on the mortgage company conveyancing list. Can I still retain my Burslem conveyancing solicitor even though they are excluded from the bank panel?
One must appoint a conveyancing practitioner to deal with the legal work required when you require a loan to buy your home. The conveyancing practitioner will carry out all the appropriate investigations on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage paperwork is dealt with. You can appoint a Burslem solicitor of your choice. Nevertheless, where the solicitor appointed is not a member of the mortgage company conveyancing panel supplemental charges will arise as separate legal representation will be need by the bank. Conveyancing panel applications may be submitted, so where your conveyancer has not historically applied for membership they should take the chance to apply.
We were just about to sign contracts for a freehold house in Burslem. We encountered a stumbling block. The mortgage offer with Santander runs out on 27/1/2026 but the vendors are putting forward a completion date of 29/1/2026. Is it possible to prolong the loan expiry date?
The person best placed to address this issue is your solicitors who will determine whether they should be discussing with the mortgage company, owner’s representatives, property agents or possibly all parties taking into account the history of your house move to date.
We see that you have a post code search directory identifying solicitors on the Bank of Ireland conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Burslem?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Burslem.
Having invested time reviewing moneysavingexpert.com for a conveyancing solicitor in Burslem, many advise that I should instruct a CQS kitemarked lawyer. Can you explain what CQS is?
The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * compliance with best practice conveyancing processes through the scheme protocol It covers many companies who execute conveyancing in Burslem.
2 months have elapsed following my purchase conveyancing in Burslem concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.