I am considering applying for a HSBC mortgage for purchase of a newly converted (under development) in Meir with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for HSBC ?

There is nothing to stop you using your solicitor, but HSBC will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

We are aiming to move house in July. Will my conveyancing solicitor communicate with the removal company on the completion day. On a separate note, can you put forward a removal company in Meir. Conveyancing lawyer was organised before I stumbled across your page.

On the afternoon of completion you can pick up the keys from your estate agent but this can only be done after the vendors solicitors confirm to the agent that they have the completion monies and the keys can be collected. After that you will need to advise the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can help you find a residential property solicitor in Meir or a firm that specialises in conveyancing in Meir.

I happen to be the single beneficiary of my late grandmother’s will with all property in now in my sole name, including the my former home in Meir. Conveyancing formalities meant that the Land Registry date was in March. I want to move. I understand that there is a CML 6 month 'rule', which means that my proprietorship will be considered the same way as though I had purchased the property in March. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How sensible a view lenders take of it, depend on the lender as this clause primarily exists to capture subsales or the wholesaling and assigning of properties.

We have agreed to purchase a house in Meir. An unusual aspect is that the roof has a solar panel. Leeds Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Leeds Building Society your lawyer must check the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for Leeds Building Society. The CML Handbook includes minimum requirements for solar panel roof-space leases, and lawyers are required to report to Leeds Building Society where a lease does not comply with these conditions. The specifications relate to the installation of panels on properties nationwide and is not limited to Meir.

How does conveyancing in Meir differ for new build properties?

Most buyers of new build residence in Meir come to us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is built. This is because house builders in Meir tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Meir or who has acted in the same development.

How do I use your search tool to select a conveyancing practitioner in Meir on the panel for my mortgage?

First select a lender such as Nationwide Building Society, Norwich and Peterborough Building Society or Alliance & Leicester then type in your preferred area a common one being Meir. Conveyancing practices in Meir and nationally will then be identified.

I am in need of some leasehold conveyancing in Meir. Before I get started I want to be sure as to the remaining lease term.

Assuming the lease is recorded at the land registry - and almost all are in Meir - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Leasehold Conveyancing in Meir - A selection of Queries Prior to buying

It would be a good idea to find out if the the lease contains any unreasonable restrictions in the lease. For example it is very common in Meir leases that pets are not permitted in certain buildings in Meir. If you love the flatin Meir however your dog can’t move with you then you will be presented with a hard determination. What is the name of the managing agents?