We instructed a local firm for our conveyancing in Meir yesterday. Looking through the small print I seeI am on the hook for fees even if our purchase doesn't happen. Should I go with them or appoint a web based conveyancing company who offer no move no charge conveyancing in Meir?

It is usually a trade off in that if "No Sale No Fee" is offered then the fee levels will tend to be be more expensive to counteract the transactions that fail to complete. You should be mindful that such schemes tend not to cover expenditure e.g. Meir conveyancing search expenses.

In what way does my ID and proof of funds have anything to do with my conveyancing in Meir? Is this really warranted?

You are right in these requests have nothing to do with conveyancing in Meir. However these days you will not be able to complete any conveyancing process without first providing evidence of your identity. This usually takes the form of a either your passport or driving licence and a bank statement. Please note that if you are supplying your driving licence as evidence of identification it needs to be both the paper part as well as the photo card part, one is not sufficient without the other.

Evidence of the origin of monies is required under Money Laundering Regulations. Please do not be offended when when this is requested of you as your conveyancing solicitor will need to have this information on record. Your Meir conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they will also ask additional queries concerning the origin of monies.

My partner and I have organised a further advance on our mortgage from Aldermore as we wish to conduct a loft conversion to our house in Meir. Are we obliged to choose a nearby Meir solicitor on the Aldermore conveyancing panel to deal with the paperwork?

Aldermore would not normally require a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore panel.

I have decided to exercise my right to buy my property in Meir off the council. I have a mortgage agreed with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.

The mortgage over my property is with Yorkshire BS for my property in Meir. Conveyancing was finalised 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Yorkshire BS?

Yorkshire BS must be informed of your intention in advance of letting out your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. It should not be necessary to do this via a Yorkshire BS conveyancing panel solicitor.

I am hoping to complete next month on a studio apartment in Meir. Conveyancing lawyers inform me that they are sending me a report next week. What should I be looking out for?

The report on title for your leasehold conveyancing in Meir should include some of the following:

Changes to the property Where does the liability rest to repair and maintain the building. It is essential that you know which party is duty bound to repair and maintenance of all parts of the block and communal areas Responsibility for maintaining the window frames What options are open to you if another tenant in the building breaches a clause of their lease?

Leasehold Conveyancing in Meir - Sample of Queries before Purchasing

Most Meir leasehold properties will be liable to pay a service bill for the upkeep of the block invoiced on behalf of the management company. Where you acquire the apartment you will have to meet this charge, normally in instalments during the year. This may vary from a couple of hundred pounds to thousands of pounds for large purpose-built buildings. There will also be a ground rent for you to pay annual, this is usually not a significant amount, say approximately £50-£100 but you should to check as occasionally it can be prohibitively expensive. How is the lease structured? Who manages the building?

At what stage do I pay stamp duty payable for my conveyancing in Meir?

Most property lawyers tend to complete a stamp duty return for you during your Meir purchase transaction for you to sign. On completion your lawyer will submit the Land Transaction Return Form to the Tax Authorities and - assuming they have the money - discharge any land tax liability for you.