The mortgage offer from NatWest for the remortgage of my 3 room maisonette is to be issued by the end of next week. Could you suggest a cheap conveyancing practitioner in Cheddleton?
You are on the wrong site if you are seeking cut-price fees for conveyancing in Cheddleton. Our aim is to provide value for money conveyancing but our intention is not to advertise as being the cheapest. Avoid the trap of appointing companies teasing you with £99 conveyancing in Cheddleton. At best, in going for low cost conveyancing, you will get your money’s worth and at worst it will result in you with a hefty uplift in additional fees and still not receive the service you were looking for.
Can your site be used to recommend a Conveyancing solicitor in Cheddleton even where I’m not purchasing or disposing of a house, for example where I wish to acquire a shop in Cheddleton with a loan from Barclays ?
Our search tool is mainly used to help choose domestic conveyancing solicitors in Cheddleton but we have recorded at the end of this page some Cheddleton commercial conveyancing firms. You will need to make contact with the company directly to check if they are also authorised to represent Barclays
I am purchasing a new build flat in Cheddleton. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Cheddleton you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Cheddleton.
A colleague informed me that in buying a property in Cheddleton there may be a number of restrictions preventing external alterations to the property. Is this right?
There are a number of properties in Cheddleton which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Cheddleton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Completion of my remortgage has taken place for my property in Cheddleton. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am due to exchange contracts on my house. I had a double glazing fitted in November 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Barclays are being a right pain. The Cheddleton solicitor who is on the Barclays conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Barclays are requiring a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?
It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My wife and I have a renovated Victorian property in Cheddleton. Conveyancing lawyer acted for me and Halifax. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the exact same address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cheddleton and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing lawyer who conducted the conveyancing.