Much to our surprise we have been informed by our IFA that my Cheddleton lawyer is not on the bank Solicitor panel. How can I be certain that this is indeed the case?

The sensible course of action for you to take is to contact your Cheddleton lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. Where they are not on the panel they may recommend you to a Cheddleton conveyancing practice that is on the conveyancing panel for your mortgage company.

I have 7378 less than 75 years left on my lease and require a lease extension for my apartment in Cheddleton. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 18/11/2025 the requirements read as follows :

I am looking for a ground for flat up to £245,000 and identified one near me in Cheddleton I like with a park and railway links nearby, the downside is that it's only got 52 years unexpired on the lease. I can't really find anything else in Cheddleton in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you require a home loan the remaining unexpired lease term may be problematic. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.

I need to retain a conveyancing solicitor for residential conveyancing in Cheddleton. I have land on a web site which appears to be the ideal answer If there is a chance to get all this stuff completed via phone that would be ideal. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Looking forward to exchange soon on a ground floor flat in Cheddleton. Conveyancing solicitors assured me that they will have a report out to me next week. What should I be looking out for?

Your report on title for your leasehold conveyancing in Cheddleton should include some of the following:

Advice as to the provision in the lease to pay service charges - with regard to both the building, and the wider rights a leaseholder enjoys The total ownership of the premises. This may be the property itself but may incorporate a loft or cellar if applicable. Whether the lease restricts you from renting out the property, or having a home office for business Your solicitors should enable you to have an understanding of the insurance requirements You should be sent a copy of the lease

I acquired a garden flat in Cheddleton, conveyancing was carried out February 2007. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in Cheddleton with over 90 years remaining are worth £185,000. The average or mid-range amount of ground rent is £65 invoiced every year. The lease terminates on 21st October 2085

You have 60 years remaining on your lease we estimate the price of your lease extension to span between £20,000 and £23,000 as well as legals.

The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first getting professional advice.