My partner and I have recently purchased a house in Standish. We have noticed several problems with the property which we suspect were missed in the conveyancing searches. Is there anything we can do? What searches should? have been carried out for conveyancing in Standish?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Standish. Conveyancing searches and due diligence initiated as part of the buying process are supposed to help avoid problems. As part of the process, a seller fills in a document known as a SPIF. answers provided is inaccurate, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Standish.
I am purchasing a new build house in Standish with a loan from Alliance & Leicester . The builders refused to reduce the amount so I negotiated £7000 of extras instead. The property agent told me not inform my conveyancer about the extras as it may affect my mortgage with Alliance & Leicester . Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a property in Standish prior to appointing lawyers. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies tend refuse to issue a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Standish. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Standish to see if the conveyancing will be more expensive.
Given that I am about to part with over three hundred thousand on a two bedroom apartment in Standish I would like to have a conversation with the conveyancer concerning thehouse move prior to appointing the firm. Can this be arranged?
Absolutely - we would be pleased to talk to you we do not take any clients on without you speaking to the lawyer due to be carrying out your property ownership legalities in Standish.There is no ‘factory style conveyancing’ - every client is unique person, not a file reference. The law firms that we put you in touch with believe that the figure you are quoted for residential conveyancing in Standish should be the amount on the final invoice that you are charged.
As co-executor for the estate of my grandfather I am selling a house in Cardiff but reside in Standish. My solicitor (who is 200 kilometers from mehas requested that I sign a stat dec before the transaction finalising. Could you suggest a conveyancing lawyer in Standish who can attest this legal document for me?
Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Standish based