Me and my brother have a semi-detached Edwardian property in Standish. Conveyancing practitioner acted for me and Halifax. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Standish and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing lawyer who carried out the work.
I decided to have a survey done on a house in Standish before instructing conveyancers. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some banks will refuse to issue a mortgage on such a house.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Standish. Conveyancing will be smoother if you use a solicitor in Standish especially if they are familiar with such properties in Standish.
Is it possible to switch conveyancer as I need to instruct one who is on the Platform Home Loans Ltd conveyancing list. I instructed a family conveyancing solicitor in Standish round the corner but the firm is not accepted by Platform Home Loans Ltd
It would be our pleasure to help you select a conveyancing solicitor in Standish on the Platform Home Loans Ltd panel. Please note that the solicitors that we work with do not pay us a referral fee if you instruct them and are authorised and regulated by the SRA who oversee all conveyancing solicitors in Standish. In making use of the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Standish.
I need to appoint a conveyancing solicitor for freehold conveyancing in Standish. I happened to chance upon a web site which looks to be the ideal solution If there is a chance to get all formalities completed via web that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the lender conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.