We note that you have a search directory listing firms on the Coventry BS conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Adlington?

We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Adlington.

I am purchasing a victorian detached house in Adlington. We would like to an extension at the rear at the property.Will the conveyancing process include investigations to see if these alterations are permitted?

Your conveyancer should check the deeds as conveyancing in Adlington can on occasion identify restrictions in the title documents which prohibit categories of alterations or necessitated the permission of a 3rd party. Certain works need local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.

My husband and I are in the throws of viewing apartments in Adlington and I am about to put in an offer. Is it wise to have a conveyancer on ‘stand by’? I am planning to take a home loan with Leeds Building Society.

It would be wise to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are obtaining a mortgage with Leeds Building Society, make sure you remember to check that your lawyer is on the Leeds Building Society conveyancing panel.

I have a mortgage with Nottingham for my property in Adlington. Conveyancing has been completed a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Nottingham?

Nottingham must be informed of your intention before renting your property as this is likely to be a breach of Nottingham’s mortgage conditions. It may be that Nottingham will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nottingham directly. You need not do this via a Nottingham conveyancing panel firm.

I decided to have a survey completed on a house in Adlington ahead of appointing conveyancers. I have been told that there is a flying freehold element to the property. My surveyor has said that some banks tend refuse to grant a loan on a flying freehold premises.

It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to telephone us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Adlington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Adlington to see if the conveyancing will be more expensive.

I today plan to offer on a house that appears to tick a lot of boxes, at a reasonable figure which is making it more attractive. I have subsequently discovered that it's a leasehold as opposed to freehold. I would have thought that there are issues purchasing a leasehold house in Adlington. Conveyancing solicitors have are soon to be appointed. Will my lawyers set out the implications of buying a leasehold house in Adlington ?

Most houses in Adlington are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can help the conveyancing process. it is apparent that you are buying in Adlington in which case you should be shopping around for a Adlington conveyancing solicitor and check that they have experience in transacting on leasehold houses. First you will need to check the unexpired lease term. As a lessee you will not be at liberty to do whatever you want with the house. The lease will likely included provisions such as obtaining the freeholder’sconsent to conduct alterations. It may be necessary to pay a contribution towards the upkeep of the estate where the house is part of an estate. Your lawyer should report to you on the legal implications.

I purchased a split level flat in Adlington, conveyancing formalities finalised 9 years ago. Can you please calculate a probable premium for a statutory lease extension? Equivalent properties in Adlington with over 90 years remaining are worth £176,000. The average or mid-range amount of ground rent is £50 invoiced annually. The lease ceases on 21st October 2104

You have 79 years unexpired we estimate the premium for your lease extension to range between £8,600 and £9,800 as well as professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs in the absence of detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before seeking the advice of a professional.

I am buying a house and need a conveyancing solicitor in Adlington who is on the lender conveyancing panel. Can you recommend a Adlington or local Adlington solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who do conveyancing in Adlington. We dont recommend any particular conveyancing practice.