We are a couple about to sign contracts for a semi detached house in Adlington. We encountered a snag. The mortgage offer with The Mortgage Works runs out on 9/12/2025 but the sellers are suggesting a completion date of 11/12/2025. Is it possible to prolong the mortgage expiry date?

The best person to deal with your question is your conveyancer who is in a position to calculate if he or she is better off negotiating with the lender, owner’s solicitors, selling agents or conceivably all three given the history of your transaction as of today.

What is the first thing I need to know regarding purchase conveyancing in Adlington?

You may not hear this from too many lawyers but conveyancing in Adlington or throughout England and Wales is often a confrontational process. In other words, when it comes to conveyancing there exists plenty of opportunity for conflict between you and others involved in the ownership transfer. E.g., the vendor, selling agent and on occasion your mortgage company. Selecting a solicitor for your conveyancing in Adlington should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the legal process whose role it is to look after your legal interests and to keep you safe.

There is a definite ongoing adversarial element to conveyancing- someone must be at fault for the process being so protracted. We recommend that you must always trust your conveyancer above all other players when it comes to the legal assignment of property.

Will my conveyancing lawyers need to check that the building insurance when buying a house in Adlington. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 9/10/2025, the requirements read as follows :

I am buying a new build flat in Adlington. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Adlington

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

My husband and I are one month into a residential purchase having been referred to solicitors by the selling agent to execute conveyancing in Adlington. We are not happy. Could you you assist me in finding new solicitors?

They would have to be very bad to suggest changing them. Has your loan offer been generated? If so you need to make them aware of the new contact details and have the mortgage documents are issued to the new lawyers. Your new conveyancer needs to be on the lenders panel to avoid added costs and delays. So that should be your first question of the new conveyancers. The find a solicitor tool can help you find a bank approved solicitor for your conveyancing in Adlington