We hope to to purchase with Norwich and Peterborough Building Society. I went into a few high street companies but am unable to find a Euxton conveyancing firm on the Norwich and Peterborough Building Society panel. Can you assist?

You should take advantage of the search tool on this web page. Please choose the mortgage company and type Euxton or your location and you will see a number of lawyer based in Euxton or nearest you.

I need some expedited conveyancing in Euxton as I am faced with a deadline to complete within 3 weeks. A home loan is not required. Is it possible to avoid the conveyancing searches to save money and time?

As you are not obtaining a home loan you are at liberty not to do searches although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in Euxton the following are examples of what can crop up and therefore affect future mortgageability: Enforcement Notices, Outstanding Fees, Overdue Grants, Unadopted Roads,...

How does conveyancing in Euxton differ for new build properties?

Most buyers of new build property in Euxton approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is built. This is because builders in Euxton usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Euxton or who has acted in the same development.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Euxton is where the house is located. Is there any guidance you can give?

Flying freeholds in Euxton are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Euxton you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Euxton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Last July I purchased a leasehold house in Euxton. Am I liable to pay service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Euxton Leasehold Conveyancing - Examples of Questions you should consider before buying

If a Euxton lease has no more than 80 years it will impact the value of the flat. Check with your bank that they are happy with remaining years on the lease. Leases with fewer than 80 years remaining means that you will probably have to extend the lease sooner rather than later and it is worth discovering how much this would cost. For most Euxtonlease extensions you would need to own the premises for a couple of years in order to be entitled to carry out a lease extension. What prohibitions are there in the Euxton Lease?