We are about to exchange contracts for a freehold house in Eccleston. We encountered a stumbling block. Our loan offer with runs out on but the owners are insisting on a completion date of . Is it possible to extend the mortgage expiry date?

The person best placed to address this question is your conveyancer who is in a position to assess if he or she is should be discussing with the lender, vendor’s representatives, selling agents or indeed all three given what has happend in your house move as of today.

Having sold my house in Eccleston last May but our buyer keeps whats apping every few hours to moan that his lawyer needs to hear from mylawyer. What should have happened now that I have sold?

After completion of your disposal your solicitor should deliver the transfer deeds and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your conveyancer must also send confirmation that the mortgage has been redeemed to the buyers lawyers. There is unlikely to be post completion formalities peculiar conveyancing in Eccleston.

I am thinking of appointing a conveyancing practitioner in Eccleston for my purchase. Is there any facility to see a firm’s complaints history with the profession’s regulator?

Members of the public may read documented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. To find details Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The regulator may monitor telephone calls for training purposes.

Estate agents have just been given the go-ahead to market my garden apartment in Eccleston. Conveyancing lawyers have not yet been instructed, however I have recently received a yearly maintenance charge demand – should I leave it to the buyer to sort out?

It best that you clear the maintenance contribution as normal given that all rents and service invoices should be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Eccleston Leasehold Conveyancing - A selection of Questions you should ask before buying

What is the name of the managing agents? Best to be warned if a new roof is being installed or some other significant cost is coming up that will be shared between the leasehold owners and could well dramatically increase the the service costs or necessitate a one off invoice. Many Eccleston leasehold properties will be liable to pay a service charge for the upkeep of the block set by the management company. If you buy the flat you will have to meet this liability, usually periodically accross the year. This can differ from a few hundred pounds to thousands of pounds for buildings with lifts and large common areas. There will also be a rentcharge to be met annual, this is usually not a significant amount, say about £50-£100 but you should to enquire as sometimes it can be surprisingly expensive.

Do I need to attend the offices of the bank conveyancing panel solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Eccleston so that I can pop in to their offices when needed.

As opposed to twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Eccleston.