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Recently asked questions about conveyancing in Bamber Bridge

The Bamber Bridge conveyancing firm handling our Bamber Bridge conveyancing has uncovered an inconsistency between the information in the home valuation report and what is revealed within the legal papers for the property. My solicitor says that he is obliged to check that the bank is happy with this discrepancy and is still content to lend. Is my lawyer’s course or action correct?

Your lawyer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

We are purchasing a house and the lawyer has identified Chancel Repair for which the property could be obligated to contribute to because it falls into the area of such a church. He has suggested insurance. Is this really appropriate for conveyancing in Bamber Bridge

Unless a previous purchase of the house completed after 12 October 2013 you may take it that conveyancing practitioners handling conveyancing in Bamber Bridge to continue to recommend a chancel search and or chancel repair liability policy.

Are there restrictive covenants that are commonly identified as part of conveyancing in Bamber Bridge?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Bamber Bridge. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Bamber Bridge is the location of the property. Can you shed any light on this issue?

Flying freeholds in Bamber Bridge are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bamber Bridge you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bamber Bridge may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

New build sellers have suggested I use a property lawyer and I've sought a quote from them. It's almost £250 cheaper than my local Bamber Bridge conveyancing practitioner. What's the catch?

Developers frequently have panels of solicitors who are quick and who know the developer’s paperwork and conveyancer. Plenty of developers offer an incentive to use a preferred conveyancer for this reason, any increased charges can be avoided and a developer will not suggest a conveyancing warehouse and run the risk of having the conveyancing delayed when they require an exchange within a tight deadline. A counter-argument for not opting for the suggested lawyer is that they may prove hesitant to 'push' your interests for fear of upsetting the sellers. Where you have concerns that this may be the case you should keep with your local Bamber Bridge property lawyer.

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Find out more about how flying freehold can affect your the value of a property.