It is is a decade since I purchased my property in Walton Le Dale. Conveyancing solicitors have just been appointed on the sale but I can't track down my deeds. Will this jeopardise the sale?

Don’t worry too much. Firstly there is a chance that the deeds will be retained by your mortgage company or they could be in the possession of the lawyers who oversaw your purchase. Secondly in all probability the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Walton Le Dale relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.

Are there restrictive covenants that are commonly identified as part of conveyancing in Walton Le Dale?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Walton Le Dale. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build house in Walton Le Dale with the aid of help to buy. The developers refused to budge the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep suggested that I not to tell my solicitor about the side-deal as it could put at risk my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Walton Le Dale is the location of the property. Is there any advice you can give?

Flying freeholds in Walton Le Dale are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Walton Le Dale you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Walton Le Dale may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I am a couple of weeks into a leasehold purchase having been recommend to conveyancers by the selling agent to carry out the conveyancing in Walton Le Dale. We are not happy. Can you you assist me in finding new lawyers?

A lawyer would have to be very bad to suggest changing them. Has your loan offer been sent? In the event that it has you need to inform them of the new lawyer and get the offer are re-issued. Your new conveyancer needs to be on the lenders approved list to avoid escalating charges and frustration. So that should be your starting point. Our search tool can help you find a lender approved lawyer for your home move in Walton Le Dale