I need some fast conveyancing in Garstang as I have pressure to complete in less than one month. A mortgage is not required. Is it possible to avoid the conveyancing searches to save fees and time?
As you are not obtaining a mortgage you are at free not to have searches conducted although no law firm would advise that you don't. Drawing on our experience of conveyancing in Garstang the following are instances of issues that can appear and therefore affect future saleability: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
Due to the guidance of my in-laws I had a survey completed on a property in Garstang prior to retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some lenders may not issue a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. If you e-mail us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Garstang. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Garstang to see if the conveyancing will be more expensive.
I'm refinancing my current home to a buy to let mortgage with The Royal Bank of Scotland and I will use the ballance of the raised equity towards a second house. The location we are looking at is Garstang. Will your solicitors be able to act for the two banks and tie in the two deals?
Do use our search tool on this site to be sure that the solicitors are approved by both mortgage companies. On the basis that they are your lawyer will be able to simultaneously deal with the two deals but you should talk with you lawyer and communicate your expectations and requirements.
I need to retain a conveyancing solicitor for remortgage conveyancing in Garstang. I've chance upon a web site which seems to have the perfect offering If there is a chance to get all this stuff completed via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My partner and I hope to purchase our first house in Garstang. Conveyancing lawyer has been chosen. The broker advised that a survey is not needed as the house was only constructed in 1997.
The bare minimum you need a Home Buyer's Report. As the premises was built more than a decade ago the property will be without a warranty, so you would be well advised not to take a risk. For a property that age with no signs of defects a Home Buyer's report could be enough. The report should highlight any apparent issues and recommend additional investigation where appropriate. Where there are any signs of material issues seek a comprehensive Building Survey from the beginning.