I have just been advised by my lender that my Garstang lawyer is not on the lender Conveyancing panel. How can I be sure that this is correct?
Your first step should be to call your Garstang conveyancer. You lawyer should notify you what has happened. If they are not on the panel they may be able to suggest a Garstang conveyancing practice that is on the approved list of lawyers for your lender.
The Garstang conveyancing firm handling our Garstang conveyancing has identified a discrepancy when comparing the information in the valuation survey and what is in the legal papers for the property. My lawyer has advised that he is obliged to check that the bank is happy with this discrepancy and is content to go ahead. Is my conveyancer’s approach right?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Completed the sale of my flat in Garstang last January but our buyer keeps texting me to moan that their conveyancer needs to hear from mysolicitor. What are the post completion sale formalities now that I have sold?
After completion of your disposal your solicitor is committed to forward the transfer documentation and all of the paperwork to the buyer’s lawyers. If applicable, your solicitor should also evidence that the mortgage has been discharged to the buyers conveyancers. There are no post completion tasks specific conveyancing in Garstang.
We wanted to use a property lawyer in Garstang for our house move. Our broker has since notified us that our mortgage lenders Chelsea Building Society won't deal with them. Surely this is unduly restrictive?
A mortgage company will insist on an approved solicitor act for it. Borrowers are expected to meet the cost of this. Do use our directory service to locate a solicitor to carry conveyancing in Garstang on the Chelsea Building Society conveyancing panel.
How simple is it to use the search facility to choose a conveyancing solicitor in Garstang on the approved list for my lender?
1st choose a lender such as Lloyds TSB Bank, Leeds Building Society or Clydesdale then type in your preferred area for instance Garstang. Conveyancing practices in Garstang and nationally will then be listed.