Find a Lancaster Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Lancaster? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lancaster home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Lancaster conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Lancaster

I am the registered owner of a freehold residence in Lancaster but nevertheless charged rent, why is this and what is this?

It’s unusual for properties in Lancaster and has limited impact for conveyancing in Lancaster but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.

Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.

I recently had an offer accepted on a house in Lancaster. My financial adviser recommended their conveyancers. I paid an upfront payment of £200. Shortly after, the conveyancing practitioner called me embarrassingly acknowledging that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I was told three weeks ago that my mortgage has been agreed to by Co-operative. Is it usual for Co-operative to only issue the offer once my solicitor in Lancaster is approved on their conveyancing panel? Co-operative have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.

My sealed bid on a detached house in Lancaster has been accepted, but there is a chain. The vendors have offered on a flat, however it’s not yet agreed to, and are looking at other flats booked. I have chosen a local conveyancing solicitor in Lancaster. What do I do now? When should I get the mortgage application with Santander started?

It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx one thousand pounds, then valuation, Lancaster conveyancing search charges, etc). First, you must ensure that your conveyancing practitioner is on the Santander approved list. Concerning the subsequent phase this very much dictated by the uniqueness of your transaction, attraction to the property and on the state of the market. In a rising market the majority of purchasers would apply for a home loan with Santander and pay for the valuation and only if it comes back ok would they pay their conveyancer to proceed with searches.

I am looking for a leasehold apartment up to £235,500 and found one near me in Lancaster I like with amenity areas and station in the vicinity, the downside is that it only has 51 years unexpired on the lease. I can't really find anything else in Lancaster suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?

If you require a mortgage the remaining unexpired lease term may be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.

I need to instruct a conveyancing solicitor for leasehold conveyancing in Lancaster. I have discover a web site which appears to be the perfect answer If it is possible to get all formalities completed via phone that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

My fiance and I are searching for an affordable conveyancing solicitor in Lancaster to assist me in selling my home. I really don't want to get ripped off and there's various Lancaster conveyancing solicitors out there...who do I opt for?

To fee estimates for your move from the conveyancing firms that undertakes services in Lancaster please use our quote tool.

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