I am hoping to move into my new home in Carnforth next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These requirements are not unique to conveyancing in Carnforth.

We are looking to buy a house and require a conveyancing solicitor in Carnforth who is on the Bank of Ireland approved panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Carnforth.

Should I instruct a Carnforth conveyancing lawyer in close proximity to the house I am purchasing? We have a good friend who can handle the conveyancing however her office is approximately 350miles away.

The benefit of a local Carnforth conveyancing firm is that you can visit the firm to execute documents, hand in your identification documents and apply pressure on them if necessary. They will also have local knowledge which is a benefit. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and the majority were impressed that should surpass using an unfamiliar Carnforth conveyancing lawyer solely due to them being round the corner.

My wife and I purchased a leasehold flat in Carnforth. Conveyancing and National Westminster Bank mortgage went though with no issue. I have received a letter from someone claiming to own the freehold. It included a demand for arrears of ground rent dating back to 1997. The conveyancing practitioner in Carnforth who acted for me is not around. Any advice?

First contact the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. There is no need to instruct a Carnforth conveyancing practitioner to do this as it can be done on-line for £3. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Leasehold Conveyancing in Carnforth - A selection of Queries before buying

How long is the Lease? How much is the ground rent and service charge? Best to be warned whether a new roof is being installed or some other major work is pending that will be shared amongst the leasehold owners and will dramatically increase the the service costs or require a specific invoice.

Me and mypartner and I are searching for a responsive conveyancing lawyer in Carnforth to buy a apartment. I I am fearful of being overcharged but with lots of Carnforth conveyancing organisations to choose from...how do I know which one is best to select?

Where you’ve never used a lawyer before, a trustworthy recommendation via family or friends is a great place to start and is often the best indicator of quality. As an alternative option, view the Law Society’s regional list of solicitors in Carnforth or make use of our search facility to select a conveyancing solicitor in Carnforth.