It is is a decade since I bought my home in Grange Over Sands. Conveyancing lawyers have now been appointed on the sale but I can't locate my title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be retained by the mortgage company or they could be archived with the lawyers who oversaw the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Most conveyancing in Grange Over Sands involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
We are selling our home in Grange Over Sands and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A local conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed a web based conveyancing outfit rather than a conveyancing solicitor in Grange Over Sands. Having lived in Grange Over Sands for three years we know that this is a non issue. Do we contact our local Authority to seek clarification need.
It would appear that you have a conveyancing lawyer already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
It has been 4 months since my purchase conveyancing in Grange Over Sands took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Grange Over Sands differ for new build properties?
Most buyers of new build premises in Grange Over Sands approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is built. This is because developers in Grange Over Sands tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Grange Over Sands or who has acted in the same development.
We are seeking to acquire a repossessed flat in Grange Over Sands and the bank selling would like to complete inside a week. Do conveyancing practitioners complete in this timeframe? Am I best advised to select a high street Grange Over Sands firm or an online organisation that professes to complete quickly?
Visit your Grange Over Sands high street. Go in to 3 companies and ask to talk to a conveyancing solicitor for a quote. Discuss your requirements and seek assurances on speed. Select the firm that seems most trustworthy. Be sure to use a conveyancer on the panel of conveyancers who can act for your mortgage company.