I am buying a right to buy a flat in Grange Over Sands. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Grange Over Sands you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Grange Over Sands.

I used Action Conveyancing several years ago for my conveyancing in Grange Over Sands. Now, I need the files but the law firm has closed. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Grange Over Sands of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm buying my first flat in Grange Over Sands with the aid of help to buy. The sellers refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The property agent advised me not reveal to my lawyer about this side-deal as it would put at risk my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey done on a house in Grange Over Sands in advance of appointing solicitors. I have been advised that there is a flying freehold element to the property. My surveyor has said that some banks may not issue a loan on such a property.

It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Grange Over Sands. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Grange Over Sands to see if the conveyancing costs will increase in light of this.

I have been recommended by a number of selling agents in Grange Over Sands to find a solicitor using your seach tool. What’s the financial upside for Estate Agents to offer your services over another?

We don’t offer any financial incentive for pointing buyers and sellers to this site. We thought it would be too underhand a fee because home movers will think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.