Due to complete my purchase in Morecambe next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What risks does the lender expect the insurance to cover?
All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These requirements are not limited to conveyancing in Morecambe.
We are planning to acquire a property and require a conveyancing solicitor in Morecambe who is on the Bank of Ireland solicitor panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Morecambe.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The lawyers who dealt with the conveyancing in Morecambe 4 years ago no longer exist. What are my options?
Gone are the days when you need to hold title original deeds to establish that you own the land or property, as the Land Registry hold details of all registered land or property electronically.
In what way can the Landlord & Tenant Act 1954 impact my commercial offices in Morecambe and how can your lawyers assist?
The 1954 Act gives security of tenure to commercial leaseholders, granting the a statutory right to make a request to court for a renewal lease and remain in occupation when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and assist with commercial conveyancing in Morecambe
My husband and I are FTB’s - agreed a price, but the agent has warned us that the vendor will only proceed if we use the agent's recommended lawyers as they want a ‘quick sale’. We would rather use a family conveyancer with experience of conveyancing in Morecambe
It is improbable the vendors are driving this. Should the vendor want ‘a quick sale', turning down a genuine purchaser is going to damage their objectives. Try to communicate with the owners directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you do not need to sell (d) you wish to move quickly (e)but you intend to use your preferred Morecambe conveyancing lawyers - rather thanthose that will provide the negotiator at the agency a introducer fee or hit his conveyancing targets pre-set by corporate headquarters.