We are planning to acquire a property and require a conveyancing solicitor in Morecambe who is on the Clydesdale conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Morecambe.
We are purchasing a property in Morecambe. It might be a silly question but how we can trust a solicitor? At some point we have to send money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I happen to be the only beneficiary of my late mum's estate with all property in now in my sole name, including the my former home in Morecambe. Conveyancing formalities meant that the Land Registry date was in June. I plan to dispose of the house. I understand that there is a CML six month 'rule', which means that my property ownership will be regarded the same way as though I had purchased the property in June. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be caught by that. many banks would take a practical view as this requirement is chiefly there to identify the purchase and immediately sell or the quick reselling of property.
I was told two weeks ago that my mortgage has been agreed to by Clydesdale. Is it usual for Clydesdale to only issue the offer once my solicitor in Morecambe is approved on their conveyancing panel? Clydesdale have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
How does conveyancing in Morecambe differ for newly converted properties?
Most buyers of new build or newly converted property in Morecambe approach us having been asked by the developer to exchange contracts and commit to the purchase even before the property is finished. This is because developers in Morecambe typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Morecambe or who has acted in the same development.
Can you offer any advice when it comes to finding a Morecambe conveyancing firm to deal with our lease extension?
If you are instructing a solicitor for lease extension works (regardless if they are a Morecambe conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of work. We recommend that you make enquires with two or three firms including non Morecambe conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be useful:
If they are not ALEP accredited then what is the reason? How familiar is the practice with lease extension legislation?
Leasehold Conveyancing in Morecambe - A selection of Questions you should consider Prior to Purchasing
Does the lease have onerous restrictions? What is the service charge and ground rent on the flat? Are there any major works anticipated that could increase the maintenance charges?
It has taken forever and a day but a mortgage offer from a bank for the remortgage of my 3 bedroom garden flat is to be issued within the next few days. Could you suggest a cheap remortgage conveyancing solicitor in Morecambe ?
This site is not designed to help in pursuit of the cheapest conveyancing solicitors in Morecambe. Our goal is to offer excellent value conveyancing but we do not aim to advertise as being the cheapest. Resist the temptation to appoint companies offering £99 conveyancing in Morecambe.In your best case scenario, in opting for cheap conveyancing, you will end up with what you pay for and at worst you will end up being stung for extras and still not receive the service required.