My husband and I are purchasing a newly built duplex in Lancashire and my conveyancer is advising me that she is duty bound to the bank to reveal incentives from the developer. The Estate Agents are hassling me to sign contracts and I would rather not delay the conveyancing. Is my lawyer right?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Having sold my house in Lancashire last October yet the purchaser is texting every few hours to say her conveyancer needs to hear from mine. What are the post completion sale formalities now that I have sold?

Following your disposal your lawyer is duty bound to deliver the transfer deeds and all of the paperwork to the purchaser's solicitors. Where appropriate, your lawyer must also evidence that the mortgage has been paid off to the buyers conveyancers. There are no post completion formalities specific conveyancing in Lancashire.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Lancashire. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Lancashire

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are architect prepared. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

Over the last few months I have been searching for a leasehold apartment up to £235,500 and found one near me in Lancashire I like with a park and railway links nearby, the downside is that it only has 52 remaining years left on the lease. I can't really find anything else in Lancashire for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you require a mortgage that many years may be a potential deal breaker. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

I need to instruct a conveyancing solicitor for leasehold conveyancing in Lancashire. I've land on a site which appears to be the ideal offering If it is possible to get all formalities done via email that would be ideal. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?