After what seems like an age a mortgage offer from Santander for the refinancing of my single room flat is expected within the next few days. Are you able to recommend a cheap conveyancing solicitor in Lancashire?
You have come to the wrong site to search for the cheapest conveyancing solicitors in Lancashire. Our intention is to offer excellent value conveyancing but we do not aim to advertise as being the cheapest. Resist the temptation to appoint brokers enticing you with low cost conveyancing in Lancashire. Optimistically, in deciding on low cost conveyancing, you will get your money’s worth and at worst you will end up being stung for additional fees and still not get the service you were hoping for.
We are about to sign contracts for a property in Lancashire. We encountered a problem. The loan offer with Halifax runs out on 19/1/2026 but the sellers are suggesting a completion date of 21/1/2026. Is it possible to extend the loan offer?
The person best placed to deal with your concern is your solicitors who should determine if he or she is corresponding with the bank, owner’s conveyancers, selling agents or conceivably all three based on the circumstances your house move to date.
I am looking for a ground for flat up to £235,500 and identified one close by in Lancashire I like with amenity areas and railway links in the vicinity, the downside is that it only has 61 years unexpired on the lease. I can't really find anything else in Lancashire in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
Should you need a mortgage the remaining unexpired lease term will likely be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.
Do I need to be concerned by 3rd parties that I am dealing with are encouraging me to use an online conveyancing firm as opposed to a local Lancashire conveyancing practice?
As with lots of service providers, often suggestions from connections can be worth their weight in gold. Nevertheless there are many people with a keen interest in a conveyancing matter; estate agents, mortgage brokers and banks may recommend solicitors to instruct. On occasion the solicitors might be known to one of the organisations as being good in their field, but occasionally there behind the scenes financial incentive behind the recommendation. You are at liberty to choose your preferred lawyer. However, bear in mind that the majority of mortgage providers specify a panel list of conveyancers you must use for the mortgage aspect of your transaction.
My parents are having problems in finding their Lancashire land registry title on the site. They recall that back in the 70’s when they acquired the house there were complications concerning Lancashire not being identified on some systems.
The vast majority of properties in Lancashire should appear. Have you endevoured to search with just the postcode. Usually it will identify all the premises inside the postcode. Assuming the property is recorded it will show up with a title number. Where they bought 48 years ago it's conceivable it may be unregistered. The address could still be revealed but with the title number shown 'na'. In this scenario you will need to track down the original title deeds which may be with your parent’s lender.