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Find a Lancashire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Lancashire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lancashire home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Lancashire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Lancashire

We wanted to use a conveyancing solicitor in Lancashire for our house purchase. Our broker informed us that our mortgage company Santander won't deal with them. Why is this not regarded as unfair competition?

A mortgage company will insist on a panel conveyancer act for it. Borrowers are liable to meet the charges for this. Try using our tool to locate a solicitor to carry conveyancing in Lancashire on the Santander conveyancing panel.

What will a local search inform me about the house my wife and I purchasing in Lancashire?

Lancashire conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company such as Xpress Legal The local search plays a central part in most Lancashire conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search should reveal data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.

Over the last few months I have been searching for a leasehold apartment up to £235,500 and found one near me in Lancashire I like with open areas and station in the vicinity, the downside is that it only has 49 years unexpired on the lease. I can't really find anything else in Lancashire in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?

Should you require a home loan the shortness of the lease will likely be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of twenty four months you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.

Frank (my husband) and I may need to let out our Lancashire 1st floor flat for a while due to taking a sabbatical. We instructed a Lancashire conveyancing practice in 2002 but they have closed and we did not have the foresight to seek any advice as to whether the lease allows us to sublet. How do we find out?

Your lease governs relations between the landlord and you the flat owner; specifically, it will indicate if subletting is prohibited, or permitted but only subject to certain caveats. The accepted inference is that if the lease contains no specific ban or restriction, subletting is permitted. The majority of leases in Lancashire do not prevent subletting altogether – such a provision would undoubtedly devalue the property. In most cases there is simply a requirement that the owner notifies the freeholder, possibly supplying a copy of the sublease.

I acquired a 1st floor flat in Lancashire, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding properties in Lancashire with a long lease are worth £202,000. The average or mid-range amount of ground rent is £60 levied per year. The lease expires on 21st October 2076

With just 57 years remaining on your lease we estimate the price of your lease extension to span between £28,500 and £33,000 as well as legals.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. You should not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first getting professional advice.

I have been Googling for Lancashire online conveyancing estimates. Can I be assured that all the Lancashire firms that are identified on your directory are on the mortgage company conveyancing panel?

The solicitor and licensed conveyancing practices on our directory have advised us that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Lancashire firm being on the lender conveyancing panel is incorrect.

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