My husband and I are acquiring a newly built flat in Longridge and my solicitor is telling me that she has to the mortgage company to disclose incentives from the developer. The Estate Agents are hassling me to sign contracts and my preference is not to prolong deal. Is my lawyer right?

You should not exchange unless you have been advised to do so by your . A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Completed the sale of my flat in Longridge last September yet the purchaser is SMS messaging every few hours to say her solicitor needs to hear from myconveyancer. What should my lawyer have done following completion?

Following your house sale your conveyancer is duty bound to send the transfer documentation and all supplemental paperwork to the buyer’s solicitors. Where relevant, your solicitor must also evidence that the home loan has been repaid to the purchasers solicitors. There are no post completion procedures specific conveyancing in Longridge.

Do the Building Society Association intend to launch a searchable register to list practices on the conveyancing panel for example in Longridge?

We are not aware of any intention on the part of the BSA to promote such a tool.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Longridge is the location of the property. Can you offer any advice?

Flying freeholds in Longridge are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Longridge you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Longridge may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

We are midway through buying a property in Longridge. Conveyancing solicitor has phoned to say the property is "Leasehold". Should this impact the salability of the house?

Longridge conveyancing does not in most situations involve leasehold houses. The main factor here is the length of lease and the ground rent. If it's 999 years with a nominal rent, it's virtually freehold, so it shouldn't impact the marketability too much.

At the other end of the spectrum, if it's, say, fifty five years it is bound to have a material effect on the saleability, and probably wouldn't be mortgageable. The remaining lease term and ground rent will be stated in the lease provided to your .