Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Blackburn. My lender is Tesco Bank

Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/11/2025, the requirements read as follows :

I am helping my aunt sell her property in Blackburn. Does the conveyancer commission the energy assessment or it is for the seller to see to?

Following the demise of Home Packs, energy assessments was retained a compulsory part of selling a house. An energy assessment needs to be commissioned before the property is advertised. This is not something that conveyancers ordinarily organise. Where you are instructing a Blackburn conveyancing practitioner they may be able to arrange energy performance certificates given their contacts with long established local assessors

I am expecting a DIP from Barclays this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Barclays recommend any Blackburn solicitors on the Barclays conveyancing panel, or is it better to go independently?

You will need to appoint Blackburn solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.

I have a mortgage with Yorkshire BS for my property in Blackburn. Conveyancing has been completed a year ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Yorkshire BS?

Yorkshire BS must be informed of your intention in advance of renting your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. It should not be necessary to do this via a Yorkshire BS conveyancing panel solicitor.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Blackburn?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Blackburn. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I have recently realised that I have 68 years left on my flat in Blackburn. I now wish to get lease extension but my landlord is missing. What options are available to me?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the magistrate. You will be obliged to prove that you or your lawyers have made all reasonable attempts to locate the landlord. On the whole an enquiry agent would be useful to carry out a search and to produce an expert document to be used as evidence that the landlord is indeed missing. It is advisable to get professional help from a property lawyer in relation to investigating the landlord’s absence and the application to the County Court covering Blackburn.

I purchased a 1st floor flat in Blackburn, conveyancing formalities finalised 8 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable properties in Blackburn with over 90 years remaining are worth £191,000. The average or mid-range amount of ground rent is £55 yearly. The lease runs out on 21st October 2078

With just 53 years remaining on your lease we estimate the premium for your lease extension to span between £27,600 and £31,800 plus costs.

The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first getting professional advice.

My partner is purchasing a basement flat in Blackburn. He has received an estimate by the solicitor connected to the selling agents totaling £1385 . It was ten years ago I sold and bought a property and the bill was £just under five hundred pounds. Have costs really escalated to that extent?

We would recommend that you visit 3 or 4 local Blackburn conveyancing firms requesting prices. You should base your decision not solely on cost, but on promptness and on how comprehensive the response is.