Find a Poynton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Poynton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Poynton home move at risk of delay or failure.

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Recently asked questions about conveyancing in Poynton

We were just about to sign contracts for a semi detached house in Poynton. We have hit a problem. Our mortgage offer with Lloyds TSB Bank expires on 4/7/2022 but the sellers are putting forward a completion date of 6/7/2022. Can one prolong the mortgage expiry date?

The person best placed to deal with your issue is your solicitors who is in a position to calculate if he or she is corresponding with the mortgage company, owner’s solicitors, property agents or possibly all parties taking into account what has gone on in your transaction as of today.

My flat in Poynton is up for sale and I have a buyer. Does the solicitor need to be on the Leeds Building Society conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Leeds Building Society conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.

I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a residence in Poynton? or I am told that there is a law dating back centuries that means some house owners living in a parish church boundary will be compelled to contribute towards repairs to the chancel in proximity to the church. Is this applicable for conveyancing in Poynton?

Unless a prior acquisition of the property took place after 12 October 2013 you can assume that solicitors conducting conveyancing in Poynton to continue to propose a a chancel search and or insurance against a claim.

I am looking for a leasehold apartment up to £245,000 and identified one round the corner in Poynton I like with amenity areas and station nearby, however it's only got 49 remaining years left on the lease. I can't really find anything else in Poynton for this price, so just wondered if I would be making a mistake purchasing a short lease?

If you require a home loan the shortness of the lease will be an issue. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

Is it best to instruct a Poynton conveyancing solicitor who is local to the property I am buying? I have an old university friend who can execute the legal work but her office is 300miles drive away.

The primary upside of using a local Poynton conveyancing practice is that you can drop in to execute documents, deliver your ID and pester them if necessary. They will also have local insight which is a plus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and they were happy that should surpass using an unfamiliar Poynton conveyancing solicitor just because they are round the corner.

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