My partner and I are approaching an exchange on a flat in Poynton and my mum and dad have transferred the exchange deposit to my property lawyer. I am now advised that as the deposit has not arrived from me my lawyer needs to disclose this to my mortgage company. I am advised that, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I disclosed to the bank regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?

The conveyancer is legally required to check with the bank to ensure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only report this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

I am looking to buy a property and need a conveyancing solicitor in Poynton who is on the Coventry Building Society approved. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Coventry Building Society in certain locations such as Poynton. We dont recommend any particular firm.

My wife and I purchasing a 3 bedroom semi in Poynton. We would like to carry out a loft conversion at the property.Will the conveyancing process include checks to determine if these works are allowed?

Your solicitor will check the registered title as conveyancing in Poynton can on occasion identify restrictions in the title documents which restrict certain alterations or necessitated the consent of a 3rd party. Certain extensions require local authority planning consent and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.

After shopping around on the internet I have found a Poynton property lawyer having made sure that they are on the TSB conveyancing panel. Does my lawyer arrange the survey of the property?

TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Poynton postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in Poynton.

TSB have agreed my mortgage in principle, my offer on a house in Poynton has been agreed to, what are the next steps?

The estate agent will wish to be informed of your property lawyer's details (ensure that the property lawyers are on the lender’s panel). Call up TSB or the financial adviser and complete any outstanding paperwork. TSB will sellect a valuer who will get in contact with the estate agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. TSB will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Poynton.

In what way does the Landlord & Tenant Act 1954 affect my commercial property in Poynton and how can your lawyers assist?

The particular law that you refer to gives a safeguard to business lessees, giving them the dueness to apply to court for a renewal tenancy and continue in occupation at the end of an expired lease. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Poynton is one of the numerous locations in which the firms we work with are based

Having had my offer accepted I require leasehold conveyancing in Poynton. Before I get started I require certainty as to the number of years remaining on the lease.

If the lease is registered - and almost all are in Poynton - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Poynton Leasehold Conveyancing - A selection of Queries Prior to Purchasing

Its a good idea to discover as much as you can regarding the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you will be at the mercy of the managing agents both financially and when it comes to daily issues like the upkeep of the communal areas. Ask other people what they think of them. Finally, be sure you discover the dates that you are obliged pay the service charge to the relevant party and specifically how they are spending that money. Does this lease have in excess of 82 years left?