As someone unfamiliar with conveyancing in Poynton what is your top tip you can impart concerning the house moving process in Poynton

You may not hear this from too many lawyers but conveyancing in Poynton or throughout Cheshire is an adversarial experience. In other words, when it comes to conveyancing there is plenty of opportunity for conflict between you and others involved in the transaction. For instance, the seller, estate agent and sometimes the bank. Selecting a solicitor for your conveyancing in Poynton is a critical decision as your conveyancer is your adviser, and is the ONLY person in the legal process whose interest is to protect your legal interests and to keep you safe.

Every so often a third party with a vested interest will attempt to persuade you that you should follow their advice. For instance, the property agent may claim to be assisting by suggesting your solicitor is dragging his heels. Or your financial adviser may advise you to do take action that is against your solicitors guidance. You should always trust your lawyer above all other parties in the conveyancing process.

I have 70 years remaining on my lease and require a lease extension for my apartment in Poynton. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 5/9/2024 the requirements read as follows :

I own a semi-detached Victorian house in Poynton. Conveyancing lawyer acted for me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Poynton and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing solicitor who conducted the work.

Given that I will soon part with hundreds of thousands of pounds on a property in Poynton I wish to have a conversation with the conveyancer about myhouse move in advance of giving the go ahead to the firm. Can this be arranged?

Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be carrying out your conveyancing in Poynton.There is no ‘factory style conveyancing’ - every client is an important individual, not a file reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Poynton should be the figure that you end up paying.

Our sealed bid on property in Poynton was accepted, but there is a chain. The vendors have submitted an offer on on an apartment, although it’s not been accepted yet, and has viewings of other properties in the pipeline. I have selected a nearby conveyancing solicitor in Poynton. What do I do now? At what stage do I apply for the mortgage with Kent Reliance?

It is usual to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx £1k, then valuation, Poynton conveyancing search charges, etc). The first thing to do is check that your solicitor is on the Kent Reliance approved list. Concerning the subsequent stages this very much depends on the specifics of your case, desire for this property and on the state of the market. During a rising market the majority of home buyers would apply for a home loan with Kent Reliance and pay for the survey and only if it comes back ok would they ask their solicitor to proceed with searches.