Are you able to suggest a The Royal Bank of Scotland approved Hazel Grove conveyancing practice who can have us moved in within less than a month? Would it be better to use a local Hazel Grove practice or a factory type firm?
We can recommend some very good Hazel Grove conveyancing firms. You can also walk up the main road in Hazel Grove. Visit a couple of law practices and ask to speak with a conveyancing solicitor for a quote. Explain your requirements together with the reasons and ask for a commitment on speed. Appoint the one that genuine.
I have decided to exercise my right to buy my property in Hazel Grove off the council. I have a mortgage agreed with Barclays. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
It is not clear whether my mortgage offer requires a lease extension. I have telephoned my Hazel Grove building society branch on various occasions and was told they are content with the situation and they would lend. My Hazel Grove conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.
The solicitor has to comply with the CML Handbook section two conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Having read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Hazel Grove solicitor - who is on the Principality conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Hazel Grove surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have recentlybecome aware that Arc property Solicitors have been shut down. They carried out my conveyancing in Hazel Grove for a purchase of a leasehold flat 18 months ago. How can I establish that my home is not still registered in the name of the former proprietor?
The quickest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hazel Grove conveyancing specialists.
How does conveyancing in Hazel Grove differ for new build properties?
Most buyers of new build premises in Hazel Grove approach us having been asked by the seller to sign contracts and commit to the purchase even before the premises is finished. This is because developers in Hazel Grove usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hazel Grove or who has acted in the same development.
How do I use the search app to locate a conveyancing solicitor in Hazel Grove on the authorised to act for my lender?
1st pick a lender such as HSBC Bank, Barnsley Building Society or Britannia then specify your preferred area e.g. Hazel Grove. Conveyancing practices in Hazel Grove and nationally will then be listed.