Me and my husband are purchasing a ground floor flat in Hazel Grove. My Solicitor is not listed on the mortgage company solicitor list. Is it possible for me to continue with my Hazel Grove conveyancing solicitor notwithstanding that they are excluded from the mortgage company panel of approved conveyancing solicitors?

You will need to instruct a conveyancing practitioner to deal with the formalities when you need a mortgage to purchase your home. The conveyancing practitioner will carry out all the appropriate investigations on the property, ensuring that you’re registered as proprietor and ensure that all the required mortgage documentation is in place. One may appoint a Hazel Grove solicitor of your choosing. However, if the conveyancer appointed is not a member of the bank solicitor panel supplemental charges will be incurred as separate legal representation will be required by them. Lender panel applications can be submitted, so provided your solicitor has not previously applied for membership they should take the opportunity to apply.

Completed the sale of my flat in Hazel Grove last September but our buyer keeps whats apping me to say his conveyancer needs to hear from mysolicitor. What should my lawyer have done now that I have sold?

Following your house sale your conveyancer is duty bound to forward the transfer deeds and all of the paperwork to the buyer’s conveyancer. Where relevant, your conveyancer must also confirm that the home loan has been repaid to the purchasers lawyers. There are no post completion formalities just for conveyancing in Hazel Grove.

When scouring moneysavingexpert.com for a recommended solicitor in Hazel Grove, many advise that I should use a CQS accredited lawyer. Can you explain what CQS is?

The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * compliance with best practice conveyancing processes through the scheme protocol It covers numerous partnerships who perform conveyancing in Hazel Grove.

I used Action Conveyancing a few years ago for my conveyancing in Hazel Grove. Now, I need my files however the law firm is no longer operating. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hazel Grove of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am buying a new build house in Hazel Grove with a mortgage from Alliance & Leicester . The builders refused to move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep advised me not disclose to my conveyancer about the extras as it may adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.