I have given 2 months notice to my existing landlord and must be out of my let out property in Mossley by 22/10/2025. Conveyancing for my house purchase has just started. Is it possible to complete in a couple of weeks as don't want to have to find temporary accommodation?

It is unwise to give notice on a rental until exchange of contracts has taken place. If you have not previously done so, contact to your lawyer and ask them to they apply pressure on the sellers side, try to an acceptable time-line that all parties will look towards

I am the sole beneficiary of my late grandmother’s estate with all property in now in my sole name, including the house in Mossley. Conveyancing formalities meant that the Land Registry date was in July. I now wish to sell up. I understand that there is a CML 6 month 'rule', which means that my proprietorship could be considered the same way as if I'd bought the house in July. Do I have to wait 6 months to sell?

The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. How practical a view mortgage companies take of it, depend on the mortgage company as this clause is primarily there to identify the purchase and immediately sell or the flipping of properties.

We previously instructed conveyancing lawyers with offices in Mossley on the Barclays solicitor approved list. They are now charging me a separate sum for handling the Barclays mortgage. Is this an additional conveyancing fee specified by Barclays?

Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your property lawyer can levy a fee for this. This fee is not dictated by Barclays but by your Mossley property lawyer. Numerous firms on the Barclays panel will charge an ‘acting for lender’ fee and others do not.

We were going to get a OIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Mossley solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?

You will need to appoint Mossley solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.

Despite weeks of looking the Title Certificate and documents to our house are lost. The conveyancers who conducted the conveyancing in Mossley 10 years ago no longer exist. What are my options?

Nowadays there are copies made of almost everything, and your solicitor should be aware exactly where to locate all the suitable documentation so you may buy or sell your property without any difficulty. Where duplicates are not available, your solicitor may be able to put in place insurance or indemnities against future claims on your premises.

I am purchasing my first flat in Mossley benefiting from help to buy. The builders refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not reveal to my lawyer about this deal as it would jeopardize my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm converting the mortgage on my current house to a BTL loan with Lloyds TSB Bank and intend to use the remaining equity as a deposit on further property. The location we are talking about is Mossley. Will your conveyancers be able to act for the two mortgage companies and tie in the transactions?

Make use of our comparison tool on this site to be sure that the lawyers are on the relevant lender panels. Assuming that they are your conveyancer will be able to connect the two transactions but you should have a chat with you conveyancer and make clear your desired outcome and requirements.