Can the conveyancing lawyers that you recommend handle attended exchange conveyancing in Cheetham Hill?
There are a few conveyancing specialists who can conduct one day exchanges. Please contact us to secure a fee calculation and details as to availability.
Is it correct that all Cheetham Hill CQS (Conveyancing Quality Scheme) solicitors are on the Yorkshire BS conveyancing list of approved solicitors?
A selection of banks and building societies now use the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
About to purchase flat in Cheetham Hill. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Cheetham Hill solicitor is on the HSBC conveyancing panel.
I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Cheetham Hill solicitor - who is on the Yorkshire BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Cheetham Hill surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Are there restrictive covenants that are commonly identified during conveyancing in Cheetham Hill?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Cheetham Hill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the encouragement of my in-laws I had a survey completed on a house in Cheetham Hill ahead of retaining conveyancers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some banks tend refuse to issue a mortgage on this type of property.
It varies from the lender to lender. Santander has different requirements from Nationwide. If you call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cheetham Hill. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cheetham Hill to see if the conveyancing will be more expensive.
Am I best advised to use a Cheetham Hill conveyancing solicitor who is local to the property I am hoping to buy? I have an old university friend who can perform the legal work however they are based a couple of hundredkilometers away.
The benefit of a high street Cheetham Hill conveyancing firm is that you can attend the office to execute documents, present your identification documents and pester them where appropriate. Having local Cheetham Hill know how is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and they were content that should trump using an unknown Cheetham Hill conveyancing solicitor solely due to them being based in the area.