I have just started taking steps with a view to swapping over from my current residential home loan to a BTL Leeds Building Society mortgage. I was told by my mortgage that I need a conveyancer for this. I spoke to my past Cheetham Hill conveyancing practitioner who who did the conveyancing when I originally purchased the property. The fee estimate issued of £500 is surprising as I am not require purchase conveyancing - it’s just a straightforward remortgage.
The charges are a little high. If you you were to look around you could trim some of the expense by say £100 plus VAT. That being said, assuming were satisfied with the conveyancing the firm offered you couldcome to rue opting for an an untested solicitor. Remember to be sure the firm can also act for Leeds Building Society. You can make use of our search tool to select a Cheetham Hill conveyancing firm on the Leeds Building Society member panel, which can often include conveyancing solicitors in Cheetham Hill.
We note that you have a search directory listing firms on the Clydesdale conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Cheetham Hill?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Cheetham Hill.
We just had an offer accepted to buy with Melton Mowbray Building Society. I went into a couple of high street solicitors yet cant to find a Cheetham Hill conveyancing firm on the Melton Mowbray Building Society approved list. Can you help?
Please do take advantage of the find a conveyancing panel solicitor tool on this web page. Pick the mortgage company and type Cheetham Hill or your location and you will be presented with a number of lawyer based in Cheetham Hill or nearest you.
Is it the case that all Cheetham Hill solicitor firms on the Barclays conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Barclays approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Some banks do list licenced conveyancers on their panel in which case such practice would be governed by the CLC.
Last month we had a mortgage agreed in principle with Nottingham. Cheetham Hill conveyancing solicitors have been chosen. How long does it take for Nottingham to send the offer to the lawyer?
There is no definitive answer here. Have Nottingham conducted the valuation? Have you advised Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am due to exchange contracts on my house. I had a double glazing fitted in May 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Skipton are being difficult. The Cheetham Hill solicitor who is on the Skipton conveyancing panel is recommending indemnity insurance as a solution but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Due to the input of my in-laws I had a survey completed on a property in Cheetham Hill in advance of appointing lawyers. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some banks tend refuse to give a mortgage on this type of house.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Cheetham Hill. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cheetham Hill to see if the conveyancing costs will increase in light of this.