My financial adviser has requested my Chorlton solicitor’s panel member for the HSBC conveyancing panel. How do I discover this. I have called my local Chorlton branch but they have not responded to me.

Have you tried speaking to your Chorlton property lawyer about this?. They retain a central record lender panel numbers.

When it comes to lenders such as Co-operative, do Chorlton conveyancing practitioners face a yearly amount to be on the conveyancing panel?

We are not aware of any bank fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.

We have agreed to purchase a house in Chorlton. A rare aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that your lender is TSB your lawyer must check the formal requirements outlined in Section 2 of UK Finance Lenders’ Handbook for TSB. The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and conveyancers are required to report to TSB where a lease fails to satisfy these conditions. The specifications relate to the installation of panels on properties countrywide and is not isolated to Chorlton.

I am selling my apartment. I had a double glazing fitted in November 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Clydesdale are being problematic. The Chorlton solicitor who is on the Clydesdale conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Clydesdale are requiring a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?

It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Just had an offer accepted on a new build apartment in Chorlton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Chorlton

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

Over the last few months I have been searching for a ground for flat up to £195,000 and identified one round the corner in Chorlton I like with a park and station nearby, the downside is that it's only got 49 remaining years left on the lease. There is not much else in Chorlton in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?

If you need a home loan the remaining unexpired lease term may be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.

I recently become aware that one of the directors of the law firm acting on the purchase conveyancing in Chorlton is is the sister of the vendor. Is this allowed?

On the basis that no conflict arises this should be fine. If you are requiring mortgage finance then the mortgage company may have a say as many lenders have specific instructions concerning this. For example for Yorkshire Building Society as of 22/12/2025, the requirements read as follows :