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Find a Chorlton cum Hardy Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chorlton cum Hardy? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chorlton cum Hardy transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Chorlton cum Hardy conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Chorlton cum Hardy

What is the first thing I need to know concerning purchase conveyancing in Chorlton cum Hardy?

Not many law firms or advisers will tell you this but conveyancing in Chorlton cum Hardy and elsewhere in Manchester is often a confrontational process. Put another way, when it comes to conveyancing there is plenty of room for confrontation between you and others involved in the ownership transfer. For example, the seller, estate agent and sometimes the mortgage company. Selecting a lawyer for your conveyancing in Chorlton cum Hardy an important selection as your conveyancer is your adviser, and is the SOLE party in the legal process whose role it is to protect your legal interests and to protect you.

On occasion a potential adversary may try and convince you that you should follow their advice. For instance, the estate agent may claim to be helping by claiming that your lawyer is wrong. Or your mortgage broker may try to convince you to do something that is contrary to your lawyers advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

Is there a search tool that I can use to discover of the solicitor handling my conveyancing in Chorlton cum Hardy is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Yorkshire Building Society thus spending £187.00 plus VAT in supplemental conveyancing charges.

You should take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the mortgage company and type ‘Chorlton cum Hardy’ or your preferred area and you will discover numerous solicitors located in Chorlton cum Hardy or near you.

I decided to have a survey carried out on a house in Chorlton cum Hardy before appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies will not grant a loan on such a home.

It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chorlton cum Hardy. Conveyancing may be slightly more expensive based on your lender's requirements.

My brother has recommend that I appoint his conveyancing solicitors in Chorlton cum Hardy. Should I use them?

No doubt the ideal way to select a conveyancing solicitor is to get feedback from friends or relatives who have actually previously instructed the conveyancer that you are are thinking of instructing.

My son is embarking on her first house purchase, he had his mortgage in principle. One the seller agreed the offer on the flat we contacted the lender to issue the formal offer. I was shocked to learn that mortgage companies do not accept all lawyer, they must be on their panel, is this legal?

Lenders normally imposes restrictions either the type or the number of conveyancing firms on their approved list of lawyers. Typical examples of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that banks have no responsibility for the quality of advice provided by any Chorlton cum Hardy lawyer on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Unlikely.

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Find out more about how flying freehold can affect your the value of a property.