I am nearing exchange of contracts for my maisonette in Chorlton cum Hardy and the estate agent has just called to say that the buyers are changing their solicitor. The reason given is that the lender will only engage with solicitors on their conveyancing panel. On what basis would a major lender only engage with certain solicitors rather the firm that they want to select for their conveyancing in Chorlton cum Hardy ?

Mortgage companies have always had an approved set of law firms that can act for them, but in recent years big names such as Nationwide, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have represented them for more than 15 years.

Mortgage companies point to the increase in fraud as the reason for the cull – criteria have been narrowed as a smaller panel is easier to maintain. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is being contacted daily by practices that have been removed from panels. Plenty of firms are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your purchasers are unlikely to have any impact on this.

Finally the sale completed on my house in Chorlton cum Hardy last May yet the purchaser is Skype messaging daily complaining that his lawyer needs to hear from mysolicitor. What should my lawyer have done following completion?

Following your house sale your lawyer should deliver the transfer deeds and all supplemental paperwork to the purchaser's solicitors. Depending on the transaction, your lawyer must also evidence that the home loan has been discharged to the purchasers conveyancers. There are no post completion tasks specific conveyancing in Chorlton cum Hardy.

I am buying a new build house in Chorlton cum Hardy benefiting from help to buy. The sellers refused to reduce the price so I negotiated 6k of extras instead. The estate agent suggested that I not reveal to my lawyer about this side-deal as it will adversely affect my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in Chorlton cum Hardy cover?

Non domestic conveyancing in Chorlton cum Hardy covers a wide array of advice, provided by qualified solicitors, relating to business premises. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.

Been on the hunt for a for leasehold sale conveyancing in Chorlton cum Hardy. We are selling, simple no mortgage to discharge, no hurry, currently vacant. Had an estimate from a for £900 plus VAT which is a little steep considering its so straightforward. Is it possible to find less expensive fees for conveyancing in Chorlton cum Hardy?

As it’s a sale only, 475 + VAT is likely to be about the best for a Chorlton cum Hardy solicitor firm.