A colleague suggested that where I am buying in Chorlton cum Hardy I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is sometimes included in the estimate for your Chorlton cum Hardy conveyancing searches. It is not a small report of about 40 pages, listing and setting out important information about Chorlton cum Hardy around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Chorlton cum Hardy Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data about Chorlton cum Hardy.

I purchased a semi-detached Georgian house in Chorlton cum Hardy. Conveyancing lawyer represented me and Clydesdale. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chorlton cum Hardy and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing lawyer who conducted the work.

I am buying my first flat in Chorlton cum Hardy benefiting from help to buy. The builders would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not to tell my solicitor about this extras as it would impact my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to find a conveyancing solicitor for residential conveyancing in Chorlton cum Hardy. I've discover a web site which seems to have the ideal offering If it is possible to get all the legals completed via phone that would be ideal. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

What are your top tips when it comes to finding a Chorlton cum Hardy conveyancing firm to deal with our lease extension?

If you are instructing a conveyancer for lease extension works (regardless if they are a Chorlton cum Hardy conveyancing practice) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We advise that you talk with two or three firms including non Chorlton cum Hardy conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be useful:

How familiar is the practice with lease extension legislation?

I purchased a garden flat in Chorlton cum Hardy, conveyancing having been completed in 2001. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Chorlton cum Hardy with over 90 years remaining are worth £260,000. The ground rent is £45 invoiced every year. The lease terminates on 21st October 2099

You have 74 years remaining on your lease we estimate the price of your lease extension to range between £8,600 and £9,800 plus professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information before getting professional advice.