Have just purchased a repossessed house at auction in Levenshulme. Conveyancing is required. What happens now?

Having for in every practical sense signed on the dotted line you must appoint a conveyancing solicitor quickly as you are faced with a tight deadline in which to complete the property. An auction property should have a bespoke legal set of papers. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold property the auction pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to leasehold premises. You must hand this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that you have funds in place to complete the transaction on the set completion date.

It is not clear whether my bank requires a lease extension. I have telephoned my Levenshulme building society branch on numerous occasions and was told it does not impact the mortgage offer and they will lend. My Levenshulme conveyancing solicitor - who is on the lender conveyancing panel- called and was told they would not lend based on their published requirements. I simply don't know who is right.

The conveyancing practitioner has to follow the Council of Mortgage Lenders’ Handbook Part 2 specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

Intending to buy a flat in Levenshulme. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Levenshulme conveyancer is on the HSBC conveyancing panel.

I am buying a property and the conveyancer has mentioned Chancel Repair to which the house could be obligated to pay given it’s proximity to the area of such a church. She has suggested insurance. Is this really required for conveyancing in Levenshulme

Unless a previous purchase of the property completed post 12 October 2013 you could expect conveyancing practitioners carrying out conveyancing in Levenshulme to remain recommending a chancel search and or chancel repair liability insurance.

I purchased a 4 bedroom Georgian house in Levenshulme. Conveyancing practitioner represented me and Santander. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the matching property. I thought I was buying a freehold how can I check?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Levenshulme and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing lawyer who conducted the purchase.

I am one month into a freehold purchase having been referred to a firm by the local agent to do our conveyancing in Levenshulme. I am not happy. Can you help me find new solicitors?

They would need to be really poor in order to consider diss instructing them. Has your mortgage offer been sent? If so you must make them aware of the new contact details and ensure the mortgage documents are re-sent. Your conveyancer should be on the banks panel to avoid supplemental fees and frustration. That should be your first question of the new solicitors. Our find a solicitor tool can assist you in finding a lender approved conveyancer for your conveyancing in Levenshulme

I have been searching for Levenshulme online conveyancing estimates. Can I be assured that all the Levenshulme law firms that are listed on your site are on the lender conveyancing panel?

The law firms on our directory have advised us that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the bank panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Levenshulme firm being on the mortgage company conveyancing panel is not accurate.