My partner and I are looking to buy a flat in Gorton and are in fact using a Gorton conveyancing firm. Within the past 48 hours our conveyancer has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. Bank of Ireland have this evening contacted us to inform me that there is now an issue as our Gorton solicitor is not on their approved list of lawyers. What do we do from here?
Where you are buying a property requiring a mortgage it is normal for the purchasers' lawyers to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the bank's conveyancing panel and you may continue to use your own Gorton solicitors, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.
We note that you have a post code search directory listing law firms on the Clydesdale conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Gorton?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Gorton.
My bid for a property was accepted at auction in Gorton. Conveyancing is necessary. What are my next steps?
Given that you are now exchanged you now have to instruct a conveyancing practitioner as a matter of urgency as you are facing a pending deadline in which to complete the property. An auction property should have a bespoke legal pack. This will likely include most,if not all of the documents that your solicitor will need. If you have purchased leasehold premises the conveyancing papers may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You should pass this on to your appointed conveyancing solicitor ASAP. Do make sure that that you have the requisite funding organised to complete the transaction on the set completion date.
We are planning to move home in September. Should my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you suggest a removal company in Gorton. Conveyancing firm was chosen before I stumbled across your site.
On the day of completion you can pick up the house keys from the property agent but this should only occur after the previous owners conveyancers advise the agent that the monies to complete are in and the keys can be given over. You will need to advise the removal company that you are ready to move in. As a matter of policy we do not suggest a particular removal company but can help you choose a residential property solicitor in Gorton or a legal practice with expertise in conveyancing in Gorton.
I have paid off my mortgage with RBS. I assume I don't need a Gorton conveyancing practitioner on the RBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
I have todayfound out that Arc property Solicitors have closed. They carried out my conveyancing in Gorton for a purchase of a leasehold flat 18 months ago. How can I check that the property is registered correctly in the name of the former proprietor?
The easiest method to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Gorton conveyancing specialists.
What is different about your site and alternative online quote calculators when it comes to conveyancing in Gorton?
At this site get a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Gorton. Unlike many estate agents and many comparison sites we do not charge firms a fee if you instruct them for your conveyancing in Gorton