We wanted to use a property lawyer in Gorton for our house move. Our broker informed us that our mortgage lenders Nationwide Building Society won't deal with them. Why is this not regarded as unduly restrictive?

A bank will require a panel solicitor act for it. Borrowers are liable to bear the cost of this. Do use our database to select a solicitor to conduct conveyancing in Gorton on the Nationwide Building Society approved list of solicitors.

I have a terraced Edwardian property in Gorton. Conveyancing lawyer represented me and Skipton Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold under the matching address. Is it worth asking Skipton Building Society to clarify?

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gorton and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing lawyer who completed the work.

I decided to have a survey done on a property in Gorton prior to appointing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some lenders will not grant a loan on a flying freehold property.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Gorton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Gorton to see if the conveyancing costs will increase in light of this.

What does commercial conveyancing in Gorton cover?

Gorton conveyancing for business premises incorporates a wide array of guidance, given by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.

I have miscalculated my finances and am a few thousand pounds short a 10% deposit on my apartment purchase in Gorton , but I still want to proceed. What can I do?

You can agree a smaller deposit. Most sellers will agree to a smaller deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment