Can I use your services to locate a Conveyancing solicitor in Todmorden even where I’m not purchasing or disposing of a house, for instance if I wish to buy an office in Todmorden with a loan from ?

Our comparison service is mainly utilised to locate residential conveyancing solicitors in Todmorden but we have set out at the bottom of this page some Todmorden commercial conveyancing firms. You should speak with the solicitors directly to establish if they can also act for

I'm the only beneficiary of my late mum's estate with all property in now in my sole name, including the house in Todmorden. Conveyancing formalities meant that the Land Registry date was in . I plan to dispose of the house. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my proprietorship may be considered the same way as if I'd bought the house in . Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. Some mortgage companies would take a practical view as this requirement principally exists to capture the purchase and immediately sell or the wholesaling and assigning of property.

We were going to get a DIP from this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do recommend any Todmorden solicitors on the conveyancing panel, or is it better to go independently?

You will need to appoint Todmorden solicitors independently although you'll need to choose one on the conveyancing panel. The solicitor represents both you and through the process.

After months of negotiation I have agreed a price on a house in Todmorden. My mortgage broker recommended their conveyancers. I paid an on account payment of £225. Soon after, the contacted me embarrassingly acknowledging that they were not on the conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I got the keys to my house on 4 July and my personal details are still not registered. Any reason for this? My conveyancing solicitor in Todmorden expressed confidence that it would be formalised inside ten days. Are transfers in Todmorden uniquely lengthy to register?

There is nothing unique about conveyancing in Todmorden registration formalities. Rather than based on location, timescales can differ according to the party submitting the application, whether it is in order and if the Land registry need to notify any third persons or bodies. As of today approximately 80% of submission are fully dealt with within 12 days but occasionally there can be extensive hold-ups. Historically registration is effected after the buyer is living at the premises so an expedited registration is not always top priority but if there is a degree of urgency associated with the registration then you or your conveyancer could speak with the land registry and explain the circumstances.

My husband and I are novice buyers - agreed a price, yet the estate agent told us that the vendor will only go ahead if we instruct the agent's chosen lawyers as they want an ‘expedited deal’. My instinct tells me that we should use a family conveyancer with experience of conveyancing in Todmorden

We suspect that the owner is not behind this request. If they desire ‘a quick sale', taking such a hostile approach to a serious buyer is not the way to achieve this. Speak to the owners direct and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you wish to move quickly (e)however you are going to appoint your preferred Todmorden conveyancing solicitors - as opposed tothe ones that will earn their negotiator at the agency a introducer fee or hit his conveyancing figures demanded by HQ.

I own a leasehold flat in Todmorden, conveyancing having been completed in 1995. How much will my lease extension cost? Comparable flats in Todmorden with an extended lease are worth £165,000. The average or mid-range amount of ground rent is £45 levied per year. The lease finishes on 21st October 50

With just 50 years left to run the likely cost is going to range between £36,100 and £41,800 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first seeking the advice of a professional.